{"id":3901,"date":"2019-10-23T00:00:00","date_gmt":"2019-10-23T00:00:00","guid":{"rendered":"http:\/\/the-codest.localhost\/blog\/why-is-the-fintech-industry-thriving-so-fast\/"},"modified":"2026-04-24T08:50:38","modified_gmt":"2026-04-24T08:50:38","slug":"kapec-finansu-tehnologiju-nozare-attistas-tik-strauji","status":"publish","type":"post","link":"https:\/\/thecodest.co\/lv\/blog\/why-is-the-fintech-industry-thriving-so-fast\/","title":{"rendered":"K\u0101p\u0113c finan\u0161u tehnolo\u0123iju nozare att\u012bst\u0101s tik strauji?"},"content":{"rendered":"

Fintech<\/a> ir modes v\u0101rds, kas apz\u012bm\u0113 inovat\u012bvus finan\u0161u pakalpojumus, kuru pamat\u0101 ir inform\u0101cijas tehnolo\u0123ijas. P\u0113d\u0113jo gadu laik\u0101 m\u0113s esam nov\u0113roju\u0161i iev\u0113rojamu tirgus papla\u0161in\u0101\u0161anos Amerikas Savienot\u0101s Valstis<\/a>, Eiropa<\/a>, un \u0100zij\u0101. Tehnolo\u0123ija ir sasniegusi pasauli finanses<\/a>, un viss liecina, ka revol\u016bcija notiek m\u016bsu acu priek\u0161\u0101. Nav \u0161aubu, ka dr\u012bz visi finan\u0161u risin\u0101jumi<\/a> klientiem tiks pied\u0101v\u0101ti, balstoties uz modern\u0101m tehnolo\u0123ij\u0101m. T\u0101 ir n\u0101kotne.<\/p>\n

V\u0113sture finan\u0161u tehnolo\u0123iju nozare<\/a> ir tik interesanti. Parasti glob\u0101l\u0101s inov\u0101cijas nosaka Sil\u012bcija ieleja. Tie\u0161i tur rad\u0101s Google vai Apple. \u0160aj\u0101 gad\u012bjum\u0101 tas nebija glu\u017ei t\u0101. Sil\u012bcija ieleja ir sa\u0146\u0113musi sp\u0113c\u012bgu atbalstu no cit\u0101m pils\u0113t\u0101m, piem. Londona<\/a>, \u0145ujork\u0101 un Singap\u016br\u0101. Tie\u0161i \u0161aj\u0101s \u010detr\u0101s pasaules viet\u0101s rad\u0101s fintech. Tiek pie\u0146emts, ka liel\u0101k\u0101 da\u013ca finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/a> ir Eirop\u0101, un domin\u0113jo\u0161\u0101 ir Londona. \u0100zijas valstis tirgus<\/a> ar\u012b strauji att\u012bst\u0101s. Turkl\u0101t \u012bpa\u0161i sp\u0113c\u012bgas poz\u012bcijas ir t\u0101diem centriem k\u0101 Honkonga, Taipejs un Tokija.<\/p>\n

Vai j\u016bs interes\u0113, k\u0101p\u0113c \u0161aj\u0101 nozar\u0113 v\u0113rojams \u0161\u0101ds uzplaukums? Es ilgi dom\u0101ju, k\u0101 atbild\u0113t uz \u0161o jaut\u0101jumu. Tagad es jau zinu. \u0160o tendenci vislab\u0101k raksturo skait\u013ci, kas ilustr\u0113 p\u0101rmai\u0146as finan\u0161u tirg\u016b pasaul\u0113, kas neatt\u012bst\u012bsies bez m\u016bsdien\u012bgiem tehnolo\u0123iskiem risin\u0101jumiem.<\/p>\n

\"Fintech<\/p>\n

Interesant\u0101kie dati par finan\u0161u tehnolo\u0123iju tirgu:<\/strong><\/h2>\n
    \n
  1. Vis\u0101 pasaul\u0113 96% pat\u0113r\u0113t\u0101ju zina vismaz vienu tirg\u016b pieejamu finan\u0161u tehnolo\u0123iju pakalpojumu.<\/a><\/li>\n
  2. \u0160obr\u012bd pasaul\u0113 ir vair\u0101k nek\u0101 12 000 finan\u0161u tehnolo\u0123iju jaunuz\u0146\u0113mumu, kas tikai apliecina \u0161\u012bs nozares dinamisko att\u012bst\u012bbu.<\/li>\n
  3. Pat 88% finan\u0161u iest\u0101\u017eu pasaul\u0113 baid\u0101s zaud\u0113t ie\u0146\u0113mumus fintech nozares uz\u0146\u0113mumiem, kas ieg\u016bst klientus, pied\u0101v\u0101jot m\u016bsdien\u012bgus risin\u0101jumus t\u0101d\u0101s jom\u0101s k\u0101 maks\u0101jumi vai naudas p\u0101rvedumi.<\/li>\n
  4. Paredzam\u0101 finan\u0161u sektora v\u0113rt\u012bba 2022. gad\u0101 ir 26,5 triljoni ASV dol\u0101ru. CAGR b\u016bs 6% (MarketScreener).<\/li>\n
  5. Kop\u0113jais invest\u012bciju apjoms finan\u0161u tehnolo\u0123iju nozar\u0113 2019. gad\u0101 sasniedza 55,4 miljardus ASV dol\u0101ru. No \u0161\u012bs summas 25,5 miljardi ASV dol\u0101ru n\u0101k no \u0136\u012bnas.<\/li>\n
  6. E-commerce<\/a> ir viens no liel\u0101kajiem finan\u0161u tehnolo\u0123iju izaugsmes virz\u012bt\u0101jsp\u0113kiem, kura izaugsmes r\u0101d\u012bt\u0101js ir 10%-12% (IndustryArc.)<\/li>\n
  7. Aptuveni 24% cilv\u0113ku pasaul\u0113 zina par blok\u0137\u0113de<\/a> tehnolo\u0123ija.<\/li>\n
  8. Blockchain tehnolo\u0123ijas v\u0113rt\u012bba 2018. gad\u0101 bija 70-75 miljardi ASV dol\u0101ru. N\u0101kamo se\u0161u gadu laik\u0101 CAGR sasniegs 50%.<\/li>\n
  9. PayPal ir viens no paz\u012bstam\u0101kajiem finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem. To dar\u012bjumu summa 2019. gad\u0101 bija 333,8 miljardi ASV dol\u0101ru.<\/li>\n
  10. Skaidrs inform\u0113t\u012bbas pieaugums par finan\u0161u tehnolo\u0123iju risin\u0101jumi<\/a> lietot\u0101ji ir redzami. 2019. gad\u0101 64% lietot\u0101ju izmantoja vienu vai vair\u0101kas finan\u0161u tehnolo\u0123iju platformas, bet 2017. gad\u0101 t\u0101du bija tikai 33%.<\/li>\n<\/ol>\n

    \"Fintech<\/p>\n

    Fintech uz\u0146\u0113mumi, kurus ir v\u0113rts nov\u0113rot<\/strong><\/h2>\n

    Ne visiem finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem j\u0101b\u016bt vienrad\u017eiem, lai tiem b\u016btu interesanti un iev\u0113r\u012bbas cien\u012bgi produkti. Es jums esmu sagatavojis sarakstu ar trim, manupr\u0101t, lieliskiem, plauksto\u0161iem fintech uz\u0146\u0113mumiem, kas dinamiski att\u012bst\u0101s un efekt\u012bvi darbojas savos viet\u0113jos tirgos. Manupr\u0101t, tie ir labs piem\u0113rs plauksto\u0161iem uz\u0146\u0113m\u0113jdarb\u012bbas mode\u013ciem. Kas zina, varb\u016bt k\u0101du dienu ar\u012b tie ieg\u016bs vienrad\u017ea statusu. Tur\u0113sim \u012bk\u0161\u0137us!<\/p>\n

    Digit\u0101lais p\u0101rskat\u012bt\u0101js<\/a><\/strong><\/h3>\n

    Pamatojoties uz:<\/strong> Forde (Norv\u0113\u0123ija<\/a>)<\/p>\n

    Dibin\u0101ts:<\/strong> 2017<\/p>\n

    Specialit\u0101tes:<\/strong> Datoru programmat\u016bra<\/p>\n

    Par Digital Revisor:<\/strong> T\u0101 nodro\u0161ina digit\u0101los r\u012bkus gr\u0101matved\u012bbas finan\u0161u konsultantiem. Tie vienk\u0101r\u0161o, optimiz\u0113 un palielina ikdienas darba pl\u016bsmas efektivit\u0101ti, k\u0101 ar\u012b uzlabo klientiem sniegto pakalpojumu kvalit\u0101ti. \u0160\u012b risin\u0101juma galven\u0101s iez\u012bmes ir sp\u0113ja palielin\u0101t darba produktivit\u0101ti un tas ir vienk\u0101r\u0161s ikdienas lieto\u0161anai, sader\u012bgs ar citiem r\u012bkiem, atbilst\u012bgs ar GDPR<\/a> regul\u0113jums un lietot\u0101jiem pieejams 24 stundas diennakt\u012b. J\u0101piebilst, ka Digital Revisor pied\u0101v\u0101 m\u016bsdien\u012bgus risin\u0101jumus, pamatojoties uz AI<\/a> tehnolo\u0123ija.<\/p>\n

    Komprig\u0101d\u0101t\u0101js AB<\/a><\/strong><\/h3>\n

    Pamatojoties uz:<\/strong> F\u00f6rs\u00e4kring (Zviedrija<\/a>)<\/p>\n

    Dibin\u0101ts:<\/strong> 2005<\/p>\n

    Specialit\u0101tes:<\/strong> Apdro\u0161in\u0101\u0161ana<\/a><\/p>\n

    Par Compricer:<\/strong> Uz\u0146\u0113mums pied\u0101v\u0101 personaliz\u0113tas konsult\u0101cijas un pal\u012bdz\u012bbu klientu person\u012bgo finan\u0161u pied\u0101v\u0101jumu mekl\u0113\u0161an\u0101. Katru m\u0113nesi Compricer var lepoties ar vair\u0101k nek\u0101 500 000 unik\u0101lu apmekl\u0113t\u0101ju, un vair\u0101k nek\u0101 15 000 cilv\u0113ku izmanto t\u0101dus pakalpojumus k\u0101 elektroener\u0123ijas pieg\u0101d\u0101t\u0101ja vai apdro\u0161in\u0101\u0161anas izv\u0113le vai sev piem\u0113rot\u0101k\u0101 kreditora mekl\u0113\u0161ana. Compricer ir risin\u0101jums, kas sal\u012bdzina vair\u0101k nek\u0101 350 uz\u0146\u0113mumu - gan lielus, gan maz\u0101kus. Lietot\u0101jiem tas ir piln\u012bgi bez maksas. Savuk\u0101rt no uz\u0146\u0113mumiem, kuru pakalpojumi ir pieejami vietn\u0113, t\u0101 iekas\u0113 maksu.<\/p>\n

    Svea Ekonomi<\/a><\/strong><\/h3>\n

    Pamatojoties uz:<\/strong> \u0160tokholma (Zviedrija)<\/p>\n

    Dibin\u0101ts:<\/strong> 1981<\/p>\n

    Specialit\u0101tes:<\/strong> E-komercija un veikali, Maks\u0101jumu risin\u0101jumi e-komercijai un veikaliem, R\u0113\u0137inu ieg\u0101de, Gr\u0101matved\u012bbas pakalpojumi, Faktorings, Finans\u0113\u0161ana<\/p>\n

    Par Svea Ekonomi:<\/strong> Svea Ekonomi ir vado\u0161ais Zieme\u013ceiropas uz\u0146\u0113mums, kas kop\u0161 1981. gada pied\u0101v\u0101 finan\u0161u un administrat\u012bvos pakalpojumus. M\u016bsu pakalpojumu portfelis ietver faktoringu, l\u012bzingu, gr\u0101matved\u012bbas administr\u0113\u0161anu, par\u0101du administr\u0113\u0161anu, maks\u0101jumu risin\u0101jumus e-komercijai un aizdevumiem, k\u0101 ar\u012b uzkr\u0101jumu kontus pat\u0113r\u0113t\u0101jiem.<\/p>\n

    Svea Ekonomi Group ir Zviedrijas Finan\u0161u uzraudz\u012bbas iest\u0101des pilnvarota, tai ir biroji desmit valst\u012bs un sadarb\u012bbas partneri vis\u0101 pasaul\u0113.<\/p>\n

    Apvienojot jaun\u0101s tehnolo\u0123ijas un inovat\u012bvus risin\u0101jumus ar augstu person\u012bgo pakalpojumu l\u012bmeni, koncentr\u0113joties uz klientiem, m\u0113s saviem klientiem un partneriem vienm\u0113r pied\u0101v\u0101sim vislab\u0101k\u0101s alternat\u012bvas.<\/p>\n

    Fintech programmat\u016bras izstr\u0101de<\/strong><\/h2>\n

    Finan\u0161u tehnolo\u0123iju nozares att\u012bst\u012bba ir tie\u0161i saist\u012bta ar nepiecie\u0161am\u012bbu rad\u012bt inovat\u012bvus un tehnolo\u0123iski progres\u012bvus produktus. Katru dienu m\u0113s str\u0101d\u0101jam ar plauksto\u0161iem Zieme\u013cvalstu uz\u0146\u0113mumiem, piem\u0113ram. FolkeFinans<\/a><\/strong> vai SupplierPlus<\/a><\/strong>. M\u0113s pal\u012bdzam vi\u0146iem izveidot programmat\u016bru un izstr\u0101d\u0101t produktu tehnolo\u0123isko b\u0101zi. \u0145emot v\u0113r\u0101 pieredzi \u0161aj\u0101 nozar\u0113, \u0161\u012b raksta beig\u0101s es v\u0113lreiz apliecinu, ka fintech ir n\u0101kotne un finan\u0161u nozares digitaliz\u0101cija notiek m\u016bsu acu priek\u0161\u0101.<\/p>\n

    Las\u012bt vair\u0101k:<\/strong><\/p>\n