{"id":10953,"date":"2026-03-19T12:27:26","date_gmt":"2026-03-19T12:27:26","guid":{"rendered":"https:\/\/thecodest.co\/blog\/\/"},"modified":"2026-03-19T14:00:30","modified_gmt":"2026-03-19T14:00:30","slug":"ka-dazadi-programmaturas-izstrades-uznemumi-pieiet-uz-produktu-domasanu-orientetai-inzenierijai-finansu-tehnologiju-joma","status":"publish","type":"post","link":"https:\/\/thecodest.co\/lv\/blog\/how-different-software-development-companies-approach-product-minded-engineering-for-fintech\/","title":{"rendered":"K\u0101 da\u017e\u0101di programmat\u016bras izstr\u0101des uz\u0146\u0113mumi pieiet uz produktu orient\u0113tai in\u017eenierijai FinTech"},"content":{"rendered":"<p>Port\u0101ls <a href=\"https:\/\/thecodest.co\/lv\/blog\/expert-custom-fintech-software-development-transform-your-business\/\">FinTech<\/a> p\u0113d\u0113jo desmit gadu laik\u0101 ir piedz\u012bvojusi iev\u0113rojamu izaugsmi.&nbsp;<strong>FinTech<\/strong>, jeb finan\u0161u tehnolo\u0123ija ir jauna pieeja naudas p\u0101rvald\u012bbai, kas izmanto.&nbsp;<strong>programmat\u016bra<\/strong>&nbsp;veikt finan\u0161u&nbsp;<strong>pakalpojumi<\/strong>&nbsp;viegl\u0101k, \u0101tr\u0101k un lietot\u0101jam draudz\u012bg\u0101k. T\u0101di risin\u0101jumi k\u0101&nbsp;<strong>digit\u0101lie maki<\/strong>,&nbsp;<strong>mobilais <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-fintech-in-banking\/\">banku pakalpojumi<\/a><\/strong>, un digit\u0101l\u0101s maks\u0101jumu platformas aizst\u0101j tradicion\u0101los banku procesus ar racionaliz\u0113tu digit\u0101lo pieredzi.<\/p>\n\n\n\n<p>Nozares izaugsme liecina par to, cik noz\u012bm\u012bgas vis\u0101 pasaul\u0113 ir k\u013cuvu\u0161as finan\u0161u tehnolo\u0123ijas. Port\u0101ls&nbsp;<strong>FinTech tehnolo\u0123ijas <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-the-size-of-your-potential-reachable-market\/\">tirgus<\/a><\/strong>&nbsp;tika nov\u0113rt\u0113ts par&nbsp;<strong>$215,3 miljardi 2022. gad\u0101<\/strong>&nbsp;un tiek prognoz\u0113ts, ka t\u0101 sasniegs&nbsp;<strong>aptuveni $751,5 miljardi l\u012bdz 2032. gadam.<\/strong>, pieaugot ar \u0161\u0101du salikto gada pieauguma tempu (CAGR)&nbsp;<strong>18.5%<\/strong>. Digit\u0101lie maks\u0101jumi domin\u0113 \u0161aj\u0101 nozar\u0113, un vair\u0101k nek\u0101&nbsp;<strong>3 miljardi lietot\u0101ju 2024. gad\u0101<\/strong>, paredzams, ka palielin\u0101sies l\u012bdz&nbsp;<strong>4,45 miljardi lietot\u0101ju l\u012bdz 2029. gadam<\/strong>.<\/p>\n\n\n\n<p>Tom\u0113r, neraugoties uz \u0161o milz\u012bgo izaugsmi,&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/on-the-radar-top-fintech-companies-in-nevada\/\">finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/a><\/strong>&nbsp;j\u0101saskaras ar sare\u017e\u0123\u012btiem izaicin\u0101jumiem. Vi\u0146iem ir j\u0101nodro\u0161ina.&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/app-data-collection-security-risks-value-and-types-explored\/\">dati<\/a> dro\u0161\u012bba<\/strong>, iev\u0113rot stingras&nbsp;<strong>normat\u012bv\u0101s atbilst\u012bbas nodro\u0161in\u0101\u0161ana<\/strong>&nbsp;ietvarstrukt\u016bras, piem\u0113ram.&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/cyber-security-dilemmas-data-leaks\/\">GDPR<\/a><\/strong>,&nbsp;<strong>FCA<\/strong>, un&nbsp;<strong>PSD2<\/strong>, un saglab\u0101t uztic\u012bbu, vienlaikus darbojoties \u0101rk\u0101rt\u012bgi&nbsp;<strong>konkurences apst\u0101k\u013ci<\/strong>.<\/p>\n\n\n\n<p>\u0160\u0101 spiediena d\u0113\u013c tradicion\u0101l\u0101s&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/8-key-questions-to-ask-your-software-development-outsourcing-partner\/\">programmat\u016bras izstr\u0101de<\/a><\/strong>&nbsp;pieejas bie\u017ei vien ir nepietiekamas. Daudzi&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/top-5-london-based-software-development-companies\/\">programmat\u016bras izstr\u0101des uz\u0146\u0113mumi<\/a><\/strong>&nbsp;pie\u0146em&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/dictionary\/how-to-make-product\/\">produkts<\/a> dom\u0101jo\u0161a in\u017eenierija<\/strong>&nbsp;lai rad\u012btu m\u0113rogojamus un uzticamus digit\u0101los finan\u0161u produktus.<\/p>\n\n\n\n<p>Tom\u0113r jaut\u0101jums paliek atkl\u0101ts:&nbsp;<strong>k\u0101 da\u017e\u0101di programmat\u016bras izstr\u0101des uz\u0146\u0113mumi pieiet FinTech produktu in\u017eenierijas risin\u0101jumiem?<\/strong><\/p>\n\n\n\n<p>Atbilde mekl\u0113jama, apvienojot&nbsp;<strong>produktu p\u0101rvald\u012bba<\/strong>, moderns&nbsp;<strong>tehnolo\u0123ija<\/strong>, starpfunkcion\u0101l\u0101 sadarb\u012bba un dzi\u013ca izpratne par&nbsp;<strong>uz\u0146\u0113m\u0113jdarb\u012bbas modelis<\/strong>,&nbsp;<strong>lietot\u0101ja uzved\u012bba<\/strong>, un tirgus dinamiku.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Kas ir uz produktu orient\u0113ta in\u017eenierija<\/h1>\n\n\n\n<p><strong>Dom\u0101ts produkts <a href=\"https:\/\/thecodest.co\/lv\/blog\/team-extension-guide-software-development\/\">in\u017eenieri<\/a><\/strong>&nbsp;iziet \u0101rpus rakst\u012b\u0161anas.&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-code-refactoring\/\">kods<\/a><\/strong>. T\u0101 viet\u0101, lai koncentr\u0113tos tikai uz \u012bsteno\u0161anu, to m\u0113r\u0137is ir&nbsp;<strong>dzi\u013ci izprast<\/strong>&nbsp;k\u0101 tehnolo\u0123ijas veicina&nbsp;<strong>uz\u0146\u0113m\u0113jdarb\u012bbas m\u0113r\u0137i<\/strong>, uzlabo klientu pieredzi un rada ilgtermi\u0146a&nbsp;<strong>biznesa v\u0113rt\u012bba<\/strong>.<\/p>\n\n\n\n<p>Tradicion\u0101lajos att\u012bst\u012bbas mode\u013cos,&nbsp;<strong>programmat\u016bras in\u017eenieri<\/strong>&nbsp;galvenok\u0101rt koncentr\u0113jas uz to, k\u0101 veidot programmat\u016bras sist\u0113mas. Turpret\u012b,&nbsp;<strong>produktu in\u017eenieri<\/strong>&nbsp;koncentr\u0113ties uz&nbsp;<strong>k\u0101p\u0113c<\/strong>&nbsp;un&nbsp;<strong>ko<\/strong>&nbsp;j\u0101b\u016bv\u0113.<\/p>\n\n\n\n<p>\u0160\u012b p\u0101reja no&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/the-top-benefits-of-outsourcing-software-engineering-services\/\">programmat\u016bras in\u017eenierija<\/a> produktu in\u017eenierijai<\/strong>&nbsp;ir noz\u012bm\u012bga dom\u0101\u0161anas veida mai\u0146a. T\u0101 viet\u0101, lai darbotos k\u0101 \u201cpas\u016bt\u012bjumu pie\u0146\u0113m\u0113ji\u201d.&nbsp;<strong>produktu vad\u012bt\u0101ji<\/strong>, in\u017eenieri piedal\u0101s agr\u012bnajos posmos&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/3-common-challenges-of-software-product-development-for-startups\/\">produktu izstr\u0101de<\/a><\/strong>, sniedzot ieguld\u012bjumu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>defin\u0113jot&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/maximize-your-product-vision-workshops\/\">produkta v\u012bzija<\/a><\/strong><\/li>\n\n\n\n<li>izpratne&nbsp;<strong>lietot\u0101ja vajadz\u012bbas<\/strong><\/li>\n\n\n\n<li>analiz\u0113jot&nbsp;<strong>konkurences apst\u0101k\u013ci<\/strong><\/li>\n\n\n\n<li>identific\u0113t&nbsp;<strong>tirgus vajadz\u012bbas<\/strong><\/li>\n<\/ul>\n\n\n\n<p>A&nbsp;<strong>produktu in\u017eenieris<\/strong>&nbsp;koncentr\u0113jas uz lietot\u0101ju probl\u0113mu risin\u0101\u0161anu un j\u0113gpilnu rezult\u0101tu sasnieg\u0161anu, nevis tikai uz tehnisku funkciju nodro\u0161in\u0101\u0161anu.<\/p>\n\n\n\n<p>Praks\u0113 tas noz\u012bm\u0113, ka in\u017eenieri cie\u0161i sadarbojas ar&nbsp;<strong>dizaineri<\/strong>,&nbsp;<strong>produktu vad\u012bt\u0101ji<\/strong>, un citi&nbsp;<strong>nav in\u017eenieri<\/strong>&nbsp;lai veidotu kop\u0113jo&nbsp;<strong>digit\u0101lais produkts<\/strong>.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">K\u0101p\u0113c FinTech ir svar\u012bgi dom\u0101t par produktu?<\/h1>\n\n\n\n<p><a href=\"https:\/\/thecodest.co\/lv\/blog\/what-are-the-top-fintech-development-partners-for-rapid-scale\/\">FinTech produkti<\/a> darbojas vien\u0101 no sare\u017e\u0123\u012bt\u0101kaj\u0101m tehnolo\u0123iju vid\u0113m.&nbsp;<strong>Finan\u0161u iest\u0101des<\/strong>&nbsp;j\u0101apstr\u0101d\u0101 lieli dar\u012bjumu apjomi, vienlaikus aizsarg\u0101jot sensit\u012bvus&nbsp;<strong>klientu dati<\/strong>&nbsp;un stingru noteikumu iev\u0113ro\u0161anu.<\/p>\n\n\n\n<p>Atbilst\u012bba t\u0101diem noteikumiem k\u0101&nbsp;<strong>nelikum\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0101cijas nov\u0113r\u0161ana (AML)<\/strong>&nbsp;un&nbsp;<strong>Paz\u012bsti savu klientu (KYC)<\/strong>&nbsp;pras\u012bbas ir b\u016btisks izaicin\u0101jums finan\u0161u tehnolo\u0123iju jaunuz\u0146\u0113mumiem.<\/p>\n\n\n\n<p>In FinTech,&nbsp;<strong>iz\u0161\u0137iro\u0161a noz\u012bme ir \u0101trumam<\/strong>, bet atbilst\u012bba ir&nbsp;<strong>nav apsprie\u017eams<\/strong>.<\/p>\n\n\n\n<p>Taj\u0101 pa\u0161\u0101 laik\u0101,&nbsp;<strong>datu dro\u0161\u012bbai un priv\u0101tumam j\u0101b\u016bt galvenaj\u0101m priorit\u0101t\u0113m.<\/strong>. Uz\u0146\u0113mumiem j\u0101ievie\u0161 dro\u0161as sist\u0113mas, kas ietver:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>daudzfaktoru autentifik\u0101cija<\/strong><\/li>\n\n\n\n<li><strong>neaizsarg\u0101t\u012bbas nov\u0113rt\u0113jumi<\/strong><\/li>\n\n\n\n<li>dro\u0161a dar\u012bjumu uzraudz\u012bba<\/li>\n\n\n\n<li>uzlabota kr\u0101p\u0161anas atkl\u0101\u0161ana<\/li>\n<\/ul>\n\n\n\n<p>Uz\u0146\u0113mumi arvien vair\u0101k izmanto&nbsp;<strong>nulles uzticam\u012bbas dro\u0161\u012bbas mode\u013ci<\/strong>, kur katrs piepras\u012bjums ir autentific\u0113jams un p\u0101rbaud\u0101ms, izmantojot t\u0101dus r\u012bkus k\u0101&nbsp;<strong>nemain\u012bgs <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-a-cyber-security-audit\/\">rev\u012bzija<\/a> ba\u013c\u0137i<\/strong>&nbsp;un&nbsp;<strong>anom\u0101liju atkl\u0101\u0161ana re\u0101llaik\u0101<\/strong>.<\/p>\n\n\n\n<p>Uztic\u0113\u0161an\u0101s ir trausla <a href=\"https:\/\/thecodest.co\/lv\/blog\/top-technologies-used-in-european-fintech-development\/\">finan\u0161u pakalpojumi<\/a>. Pat nelielas k\u013c\u016bdas dro\u0161\u012bbas vai uzticam\u012bbas jom\u0101 var kait\u0113t reput\u0101cijai un izrais\u012bt klientu zaud\u0113\u0161anu.<\/p>\n\n\n\n<p>T\u0101p\u0113c, ieg\u016bstot&nbsp;<strong>klientu uztic\u012bba<\/strong>&nbsp;joproj\u0101m ir viens no liel\u0101kajiem izaicin\u0101jumiem, ar ko saskaras finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/thecodest.co\/services\/software-development\/\"><img decoding=\"async\" src=\"\/app\/uploads\/2024\/08\/Explore_Our_Services-1.png\" alt=\"\" class=\"wp-image-4927\"\/><\/a><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">Uz klientu orient\u0113ta produktu in\u017eenierija<\/h1>\n\n\n\n<p>Noteico\u0161\u0101 iez\u012bme&nbsp;<strong>moderna produktu in\u017eenierija<\/strong>&nbsp;ir piev\u0113rsta liela uzman\u012bba&nbsp;<strong>lietot\u0101ju izp\u0113te<\/strong>&nbsp;un&nbsp;<strong>tirgus izp\u0113te<\/strong>.<\/p>\n\n\n\n<p>Veiksm\u012bgas komandas analiz\u0113&nbsp;<strong>lietot\u0101ja uzved\u012bba<\/strong>&nbsp;un sav\u0101kt&nbsp;<strong>lietot\u0101ju atsauksmes<\/strong>&nbsp;pirms koda rakst\u012b\u0161anas.<\/p>\n\n\n\n<p>T\u0101di uz\u0146\u0113mumi k\u0101&nbsp;<strong>Mixpanel<\/strong>&nbsp;pirms izstr\u0101des uzs\u0101k\u0161anas bie\u017ei p\u0101rskatiet anal\u012btiskos datus un klientu atsauksmes, lai noteiktu lietot\u0101ju s\u0101pju punktus.<\/p>\n\n\n\n<p>Daudz\u0101s organiz\u0101cij\u0101s in\u017eenieri tie\u0161i piedal\u0101s&nbsp;<strong>klientu zvani<\/strong>&nbsp;vai sadarboties ar atbalsta komand\u0101m, lai lab\u0101k izprastu re\u0101l\u0101s lietot\u0101ju probl\u0113mas.<\/p>\n\n\n\n<p>\u0160\u012b pieeja rada&nbsp;<strong>v\u0113rt\u012bgas atzi\u0146as<\/strong>&nbsp;kas ir ce\u013cvedis&nbsp;<strong>produktu p\u0101rvald\u012bba<\/strong>&nbsp;l\u0113mumi.<\/p>\n\n\n\n<p>Iek\u013caujot atgriezenisko saiti agr\u012bn\u0101 posm\u0101&nbsp;<strong>produkta izstr\u0101des dz\u012bves cikls<\/strong>, uz\u0146\u0113mumi iev\u0113rojami palielina izredzes izveidot veiksm\u012bgus finan\u0161u produktus.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">In\u017eenieru un Product Manager sadarb\u012bba<\/h1>\n\n\n\n<p>In&nbsp;<strong>uz produktu orient\u0113ta in\u017eenierija<\/strong>, b\u016btiska ir sadarb\u012bba starp tehniskaj\u0101m un biznesa komand\u0101m.<\/p>\n\n\n\n<p>T\u0101 viet\u0101, lai str\u0101d\u0101tu izol\u0113tos blokos,&nbsp;<strong>in\u017eenieru komandas<\/strong>,&nbsp;<strong>produktu vad\u012bt\u0101ji<\/strong>,&nbsp;<strong>dizaineri<\/strong>, un atbilst\u012bbas speci\u0101listi str\u0101d\u0101 kop\u0101, lai veidotu&nbsp;<strong>produkts <a href=\"https:\/\/thecodest.co\/lv\/blog\/digital-transformation-roadmap\/\">ce\u013ca karte<\/a><\/strong>.<\/p>\n\n\n\n<p>In\u017eenieri bie\u017ei piedal\u0101s&nbsp;<strong>produktu strat\u0113\u0123ijas sesijas<\/strong>, pal\u012bdzot defin\u0113t&nbsp;<strong>ko<\/strong>&nbsp;un&nbsp;<strong>k\u0101p\u0113c<\/strong>&nbsp;aiz jaun\u0101m funkcij\u0101m.<\/p>\n\n\n\n<p>\u0160\u012b sadarb\u012bbas vide nodro\u0161ina, ka in\u017eeniertehniskie centieni ir saska\u0146oti ar&nbsp;<strong>pamatdarb\u012bbas funkcijas<\/strong>&nbsp;un ilgtermi\u0146a&nbsp;<strong>uz\u0146\u0113m\u0113jdarb\u012bbas m\u0113r\u0137i<\/strong>.<\/p>\n\n\n\n<p>In\u017eenieri tiek ar\u012b mudin\u0101ti izprast savu projektu ekonomiskos faktorus un pie\u0146emt l\u0113mumus, pamatojoties uz pla\u0161\u0101ku kontekstu.&nbsp;<strong>produkta v\u012bzija<\/strong>.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Agile att\u012bst\u012bba un nep\u0101rtraukta atk\u0101rto\u0161ana<\/h1>\n\n\n\n<p>Liel\u0101k\u0101 da\u013ca finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumu pa\u013caujas uz&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/how-to-implement-agile-methodology\/\">Agile<\/a> metodolo\u0123ijas<\/strong>&nbsp;lai atbalst\u012btu nep\u0101rtrauktu produktu att\u012bst\u012bbu.<\/p>\n\n\n\n<p><a href=\"https:\/\/thecodest.co\/lv\/blog\/how-to-handle-software-development-projects-effectively\/\">Agile att\u012bst\u012bba<\/a> \u013cauj komand\u0101m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>pak\u0101peniska funkciju pieg\u0101de.<\/li>\n\n\n\n<li>\u0101tri apkopot atsauksmes.<\/li>\n\n\n\n<li>piel\u0101got produktu strat\u0113\u0123iju, pamatojoties uz re\u0101liem lieto\u0161anas datiem.<\/li>\n<\/ul>\n\n\n\n<p>Finan\u0161u tehnolo\u0123iju jom\u0101 izstr\u0101de nebeidzas, kad kods ir izvietots.<\/p>\n\n\n\n<p>Izstr\u0101d\u0101t\u0101ja darbs bie\u017ei netiek uzskat\u012bts par&nbsp;<strong>pabeigta, kam\u0113r nav apstiprin\u0101ti p\u0113cievieto\u0161anas r\u0101d\u012bt\u0101ji.<\/strong>, tostarp&nbsp;<strong>lietot\u0101ja uzved\u012bba<\/strong>datus un uz\u0146\u0113muma galvenos rezultat\u012bvos r\u0101d\u012bt\u0101jus.<\/p>\n\n\n\n<p>Pan\u0101kumi tiek m\u0113r\u012bti, izmantojot&nbsp;<strong>uz produktu orient\u0113ti OKR (m\u0113r\u0137i un galvenie rezult\u0101ti).<\/strong>&nbsp;kas izseko galalietot\u0101jiem sniegto v\u0113rt\u012bbu.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\u0100tr\u0101 prototip\u0113\u0161ana un minim\u0101lie m\u012bl\u012bgie produkti<\/h1>\n\n\n\n<p>\u0100tr\u0101 eksperiment\u0113\u0161ana ir b\u016btiska, lai <a href=\"https:\/\/thecodest.co\/lv\/blog\/top-30-fintechs-excelling-in-customer-centric-solutions\/\">finan\u0161u tehnolo\u0123iju nozare<\/a>.<\/p>\n\n\n\n<p>Komandas bie\u017ei pa\u013caujas uz&nbsp;<strong>\u0101tr\u0101 prototip\u0113\u0161ana<\/strong>&nbsp;un j\u0113dzieni, piem\u0113ram.&nbsp;<strong>Minim\u0101lais m\u012b\u013c\u0101kais produkts (MLP)<\/strong>.<\/p>\n\n\n\n<p>T\u0101 viet\u0101, lai uzreiz izveidotu lielas sist\u0113mas, komandas test\u0113 maz\u0101kas produktu versijas, lai ieg\u016btu agr\u012bnu atgriezenisko saiti.<\/p>\n\n\n\n<p>Tas \u013cauj organiz\u0101cij\u0101m p\u0101rbaud\u012bt funkcijas un uzlabot t\u0101s pirms papla\u0161in\u0101\u0161anas.<\/p>\n\n\n\n<p><strong>Funkciju p\u0101rsl\u0113dz\u0113ji<\/strong>&nbsp;bie\u017ei tiek izmantoti, lai jaunas funkcijas vispirms nodotu nelielai lietot\u0101ju grupai, \u013caujot komand\u0101m p\u0101rbaud\u012bt funkcionalit\u0101ti ra\u017eo\u0161anas vid\u0113 pirms piln\u012bgas ievie\u0161anas.<\/p>\n\n\n\n<p>\u0160\u0101da pieeja pal\u012bdz samazin\u0101t risku un uzlabot lietot\u0101ju pie\u0146em\u0161anu.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Uz API orient\u0113ta izstr\u0101de un m\u0113rogojama arhitekt\u016bra<\/h1>\n\n\n\n<p>V\u0113l viena m\u016bsdienu finan\u0161u tehnolo\u0123iju in\u017eenierijas rakstur\u012bga iez\u012bme ir&nbsp;<strong>Arhitekt\u016bra, kas orient\u0113ta uz API<\/strong>.<\/p>\n\n\n\n<p>Uz\u0146\u0113mumi izturas pret iek\u0161\u0113j\u0101m un \u0101r\u0113j\u0101m API k\u0101 pret pa\u0161u produktu ar \u012bpa\u0161u dokument\u0101ciju, versiju strat\u0113\u0123iju un programmat\u016bru. <a href=\"https:\/\/thecodest.co\/lv\/blog\/hire-vue-js-developers\/\">izstr\u0101d\u0101t\u0101js<\/a> pieredzes apsv\u0113rumi.<\/p>\n\n\n\n<p>\u0160\u0101da pieeja atvieglo integr\u0101ciju ar \u0101r\u0113jiem partneriem un mantotaj\u0101m finan\u0161u sist\u0113m\u0101m.<\/p>\n\n\n\n<p>Integr\u0101cija ar&nbsp;<strong>mantot\u0101s sist\u0113mas<\/strong>&nbsp;joproj\u0101m ir viens no visbie\u017e\u0101k sastopamajiem izaicin\u0101jumiem, ar ko saskaras finan\u0161u tehnolo\u0123iju jaunuz\u0146\u0113mumi, jo \u012bpa\u0161i, str\u0101d\u0101jot ar atz\u012bt\u0101m bank\u0101m un finan\u0161u iest\u0101d\u0113m.<\/p>\n\n\n\n<p>\u013boti svar\u012bga ir ar\u012b m\u0113rogojam\u012bba.<\/p>\n\n\n\n<p>Finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi bie\u017ei saskaras ar&nbsp;<strong>strauja izaugsme<\/strong>, kas var apgr\u016btin\u0101t infrastrukt\u016bru. Produktiem j\u0101b\u016bt izstr\u0101d\u0101tiem t\u0101, lai tie var\u0113tu apstr\u0101d\u0101t lielus dar\u012bjumu apjomus, vienlaikus saglab\u0101jot sist\u0113mas stabilit\u0101ti.<\/p>\n\n\n\n<p>Izmantojot&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/choosing-enterprise-cloud-computing-services\/\">m\u0101konis<\/a> viet\u0113j\u0101s platformas<\/strong>&nbsp;un&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/difference-between-elasticity-and-scalability-in-cloud-computing\/\">m\u0101ko\u0146dato\u0161ana<\/a><\/strong>, uz\u0146\u0113mumi b\u016bv\u0113&nbsp;<strong>m\u0113rogojamas sist\u0113mas<\/strong>&nbsp;sp\u0113j apstr\u0101d\u0101t pieaugo\u0161o lietot\u0101ju skaitu un dar\u012bjumu slodzi.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Dati, m\u0101ksl\u012bgais intelekts un personaliz\u0101cija<\/h1>\n\n\n\n<p>M\u016bsdienu finan\u0161u tehnolo\u0123iju platformas liel\u0101 m\u0113r\u0101 balst\u0101s uz&nbsp;<strong>dati<\/strong>.<\/p>\n\n\n\n<p>Caur&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/banks-go-high-tech-unravel-fraud-with-machine-learning\/\">ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s<\/a><\/strong>&nbsp;un lielo datu anal\u012btika, uz\u0146\u0113mumi analiz\u0113&nbsp;<strong>klientu dati<\/strong>&nbsp;un&nbsp;<strong>lietot\u0101ja uzved\u012bba<\/strong>&nbsp;\u0123ener\u0113t personaliz\u0113tus finan\u0161u ieteikumus.<\/p>\n\n\n\n<p>\u0160\u012bs tehnolo\u0123ijas \u013cauj&nbsp;<strong>hiper personaliz\u0113ta pieredze<\/strong>, pal\u012bdzot klientiem efekt\u012bv\u0101k p\u0101rvald\u012bt naudu.<\/p>\n\n\n\n<p><a href=\"https:\/\/thecodest.co\/lv\/blog\/the-rise-of-ai-in-the-baltics-discussion-on-estonia-latvia-and-lithuanias-tech-scene\/\">AI<\/a> izmanto ar\u012b kr\u0101p\u0161anas atkl\u0101\u0161anai, riska anal\u012bzei un automatiz\u0113tiem finan\u0161u pakalpojumiem.<\/p>\n\n\n\n<p>Pieaugot m\u0101ksl\u012bg\u0101 intelekta ievie\u0161anai, t\u0101 loma finan\u0161u tehnolo\u0123iju nozar\u0113 pieaug.&nbsp;<strong>produkta dz\u012bves cikls<\/strong>&nbsp;turpin\u0101s papla\u0161in\u0101ties.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Produktu in\u017eenierija vis\u0101 dz\u012bves cikl\u0101<\/h1>\n\n\n\n<p><strong>Produktu in\u017eenierijas pakalpojumi<\/strong>&nbsp;atbalst\u012bt visu&nbsp;<strong>produkta dz\u012bves cikls<\/strong>, s\u0101kot no idejas izstr\u0101des s\u0101kuma l\u012bdz nep\u0101rtrauktai uzlabo\u0161anai.<\/p>\n\n\n\n<p>Tipiskais dz\u012bves cikls ietver:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>ide\u0101cija<\/strong><\/li>\n\n\n\n<li><strong>dizains<\/strong><\/li>\n\n\n\n<li><strong>att\u012bst\u012bba<\/strong><\/li>\n\n\n\n<li><strong>izvieto\u0161ana<\/strong><\/li>\n\n\n\n<li><strong>apkope<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u0160aj\u0101 model\u012b inov\u0101cija ir nep\u0101rtraukta.<\/p>\n\n\n\n<p>Lai izvair\u012btos no klientu aizpl\u016b\u0161anas un saglab\u0101tu konkur\u0113tsp\u0113ju tirg\u016b, produktiem ir past\u0101v\u012bgi j\u0101att\u012bst\u0101s.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Re\u0101li piem\u0113ri par produktu dom\u0101\u0161anu FinTech<\/h1>\n\n\n\n<p>Vair\u0101ki veiksm\u012bgi finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi demonstr\u0113, k\u0101 uz produktu orient\u0113ta in\u017eenierija veicina izaugsmi.<\/p>\n\n\n\n<p><strong>Revolut<\/strong>&nbsp;un&nbsp;<strong>Klarna<\/strong>, piem\u0113ram, \u0101tri main\u0101s, izmantojot&nbsp;<strong>pak\u0101peniskas, uz produktu izv\u0113r\u0161anu v\u0113rstas izv\u0113r\u0161anas strat\u0113\u0123ijas.<\/strong>&nbsp;kas par priorit\u0101ti izvirza nep\u0101rtrauktus uzlabojumus.<\/p>\n\n\n\n<p>T\u0101pat ar\u012b t\u0101di uz\u0146\u0113mumi k\u0101&nbsp;<strong>Mais\u012bjums<\/strong>&nbsp;iek\u013caut atbilst\u012bbas pras\u012bbas, piem\u0113ram.&nbsp;<strong>KYC<\/strong>&nbsp;un&nbsp;<strong>AML<\/strong>&nbsp;tie\u0161i izstr\u0101d\u0101juma izstr\u0101des posm\u0101, nevis uzskat\u012bt atbilst\u012bbu par p\u0113d\u0113jo posmu.<\/p>\n\n\n\n<p>T\u0101das platformas k\u0101&nbsp;<strong>Stripe<\/strong>&nbsp;pat pied\u0101v\u0101t&nbsp;<strong>testa re\u017e\u012bmi<\/strong>&nbsp;kas \u013cauj izstr\u0101d\u0101t\u0101jiem simul\u0113t re\u0101lu <a href=\"https:\/\/thecodest.co\/lv\/blog\/fintech-app-development-services-features-in-2026\/\">finan\u0161u dar\u012bjumi<\/a> nep\u0101rvietojot re\u0101lu naudu. Tas \u013cauj dro\u0161\u0101k eksperiment\u0113t un \u0101tr\u0101k p\u0101rbaud\u012bt produktu.<\/p>\n\n\n\n<p>\u0160ie piem\u0113ri par\u0101da, k\u0101 uz produktu orient\u0113tas komandas koncentr\u0113jas uz rezult\u0101tiem, nevis tikai uz funkciju nodro\u0161in\u0101\u0161anu.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">The Codest: uz produktu orient\u0113ts in\u017eeniertehniskais partneris FinTech<\/h1>\n\n\n\n<p>Starp m\u016bsdienu&nbsp;<strong>programmat\u016bras izstr\u0101des uz\u0146\u0113mumi<\/strong>,&nbsp;<strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/vibrant-upturn-charting-the-resolute-rise-of-swedish-firms\/\">The Codest<\/a><\/strong>&nbsp;izce\u013cas k\u0101 partneris, kas \u012bpa\u0161i uzsver&nbsp;<strong>uz produktu orient\u0113ta in\u017eenierija<\/strong>.<\/p>\n\n\n\n<p>The Codest pal\u012bdz <a href=\"https:\/\/thecodest.co\/lv\/blog\/tech-staff-augmentation-services-for-scaleups-enterprises-how-it-can-power-up-your-business-to-meet-your-business-needs\/\">skalu papla\u0161in\u0101jumi<\/a> un uz\u0146\u0113mumi stiprina savu&nbsp;<strong>in\u017eenieru komandas<\/strong>&nbsp;ar pieredz\u0113ju\u0161iem&nbsp;<strong>izstr\u0101d\u0101t\u0101ji<\/strong>,&nbsp;<strong>in\u017eenieri<\/strong>, un tehnolo\u0123iju speci\u0101listi, kuri apvieno sp\u0113c\u012bgus&nbsp;<strong>tehnisk\u0101s iesp\u0113jas<\/strong>&nbsp;ar dzi\u013cu&nbsp;<strong>produktu dom\u0101\u0161ana<\/strong>.<\/p>\n\n\n\n<p>T\u0101 viet\u0101, lai darbotos k\u0101 tradicion\u0101lais <a href=\"https:\/\/thecodest.co\/lv\/blog\/hire-software-developers\/\">outsourcing<\/a> The Codest koncentr\u0113jas uz in\u017eenieriem, kuri&nbsp;<strong>dzi\u013ci izprast<\/strong>&nbsp;gan produkta, gan uz\u0146\u0113m\u0113jdarb\u012bbas kontekstu.<\/p>\n\n\n\n<p>M\u016bsu in\u017eenieri piedal\u0101s vis\u0101\u00a0<strong>produkta dz\u012bves cikls<\/strong>, no agr\u012bn\u0101s atkl\u0101\u0161anas un\u00a0<strong>lietot\u0101ju izp\u0113te<\/strong>\u00a0sist\u0113mas arhitekt\u016brai, izvieto\u0161anai un ilgtermi\u0146a optimiz\u0101cijai.<\/p>\n\n\n\n<p>Finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem The Codest atbalsta:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>dro\u0161as finan\u0161u platformas<\/li>\n\n\n\n<li><strong>m\u0101ko\u0146a viet\u0113j\u0101s platformas<\/strong><\/li>\n\n\n\n<li>\u013coti&nbsp;<strong>m\u0113rogojamas sist\u0113mas<\/strong><\/li>\n\n\n\n<li>m\u016bsdienu&nbsp;<strong>digit\u0101lais produkts<\/strong>&nbsp;infrastrukt\u016bra<\/li>\n\n\n\n<li>uzlabotas&nbsp;<strong>uz datiem balst\u012bti risin\u0101jumi<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Integr\u0113jot in\u017eenierus produktu komand\u0101s, The Codest pal\u012bdz uz\u0146\u0113mumiem samazin\u0101t&nbsp;<strong>tehniskais par\u0101ds<\/strong>, uzlabot lietot\u0101ju pie\u0146em\u0161anu un nodro\u0161in\u0101t, ka finan\u0161u tehnolo\u0123iju platformas ir dro\u0161as, atbilst\u012bgas un m\u0113rogojamas.<\/p>\n\n\n\n<p>\u0160\u012b pieeja \u013cauj finan\u0161u tehnolo\u0123iju organiz\u0101cij\u0101m&nbsp;<strong>\u0101tr\u0101k uzs\u0101kt<\/strong>, piel\u0101goties tirgus izmai\u0146\u0101m un saglab\u0101t augstu <a href=\"https:\/\/thecodest.co\/lv\/blog\/how-to-scale-your-dev-team-without-losing-product-quality\/\">produktu kvalit\u0101te<\/a> vienlaikus atbalstot ilgtermi\u0146a izaugsmi.<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">Secin\u0101jums<\/h1>\n\n\n\n<p>T\u0101tad,&nbsp;<strong>k\u0101 da\u017e\u0101di programmat\u016bras izstr\u0101des uz\u0146\u0113mumi pieiet FinTech produktu in\u017eenierijas risin\u0101jumiem?<\/strong><\/p>\n\n\n\n<p>Veiksm\u012bgas organiz\u0101cijas p\u0101rorient\u0113jas no vienk\u0101r\u0161as funkciju nodro\u0161in\u0101\u0161anas uz \u012bpa\u0161umties\u012bb\u0101m.&nbsp;<strong>lietot\u0101ju rezult\u0101ti<\/strong>.<\/p>\n\n\n\n<p>Vi\u0146i nosaka priorit\u0101tes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>izpratne&nbsp;<strong>lietot\u0101ja vajadz\u012bbas<\/strong>&nbsp;un&nbsp;<strong>atbilst\u012bba tirgum<\/strong><\/li>\n\n\n\n<li>integr\u0113\u0161ana&nbsp;<strong>atbilst\u012bba<\/strong>&nbsp;un&nbsp;<strong>dro\u0161\u012bba<\/strong>&nbsp;no pirm\u0101s dienas<\/li>\n\n\n\n<li>\u0113ka&nbsp;<strong>m\u0101ko\u0146a dzimt\u0101 versija<\/strong>,&nbsp;<strong>m\u0113rogojamas sist\u0113mas<\/strong><\/li>\n\n\n\n<li>iek\u013caujot&nbsp;<strong>lietot\u0101ju atsauksmes<\/strong>&nbsp;vis\u0101 produkta dz\u012bves cikl\u0101.<\/li>\n\n\n\n<li>izmantojot&nbsp;<strong>M\u0101ksl\u012bgais intelekts un datu anal\u012bze<\/strong>&nbsp;uzlabot klientu pieredzi.<\/li>\n<\/ul>\n\n\n\n<p>Uz\u0146\u0113mumi, kas izmanto \u0161o pieeju, ir lab\u0101k sagatavoti, lai p\u0101rvar\u0113tu finan\u0161u tehnolo\u0123iju sare\u017e\u0123\u012bt\u012bbu un nodro\u0161in\u0101tu uzticamus digit\u0101los finan\u0161u produktus.<\/p>\n\n\n\n<p>T\u0101 k\u0101 finan\u0161u tehnolo\u0123ijas turpina att\u012bst\u012bties,&nbsp;<strong>uz produktiem orient\u0113ti in\u017eenieri<\/strong>&nbsp;joproj\u0101m b\u016bs galvenais&nbsp;<strong>virz\u012bt\u0101jsp\u0113ks<\/strong>&nbsp;aiz inov\u0101cij\u0101m, pal\u012bdzot uz\u0146\u0113mumiem veidot dro\u0161us, m\u0113rogojamus un uz klientiem orient\u0113tus <a href=\"https:\/\/thecodest.co\/lv\/blog\/the-age-of-ml-driven-financial-solutions-a-new-era-in-fintech\/\">finan\u0161u risin\u0101jumi<\/a>.<\/p>\n\n\n\n<p><a href=\"https:\/\/thecodest.co\/en\/contact\/\"><br \/>\n  <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-10745\"\n       src=\"https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2.png\"\n       alt=\"The Codest kontaktinform\u0101cijas baneris ar Edytas Ob\u0161anskas, Business Growth &amp; Partnerships Lead, att\u0113lu, ar tekstu &quot;Apspried\u012bsim j\u016bsu projektu!&quot; un aicin\u0101juma uz tik\u0161anos pogu &quot;Rezerv\u0113t tik\u0161anos&quot;.\"\n       width=\"1200\"\n       height=\"630\" srcset=\"https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2.png 1200w, https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2-300x158.png 300w, https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2-768x403.png 768w, https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2-1024x538.png 1024w, https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2-18x9.png 18w, https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-2-46x24.png 46w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><br \/>\n<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Uzziniet, k\u0101 programmat\u016bras izstr\u0101des uz\u0146\u0113mumi FinTech izmanto uz produktu orient\u0113tu in\u017eenieriju, lai izveidotu dro\u0161as, m\u0113rogojamas finan\u0161u platformas. Atkl\u0101jiet galven\u0101s strat\u0113\u0123ijas, tehnolo\u0123ijas un re\u0101lus piem\u0113rus, kas veido m\u016bsdien\u012bgus finan\u0161u produktus.<\/p>","protected":false},"author":2,"featured_media":11041,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[15,9],"tags":[17],"class_list":["post-10953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","category-the-codest","tag-software-engineering-services"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Different Software Development Companies Approach Product-Minded Engineering for FinTech - The Codest<\/title>\n<meta name=\"description\" content=\"Learn how software development companies apply product-minded engineering in FinTech to build secure, scalable financial platforms. 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