{"id":10837,"date":"2026-03-02T10:33:26","date_gmt":"2026-03-02T10:33:26","guid":{"rendered":"https:\/\/thecodest.co\/blog\/\/"},"modified":"2026-03-04T10:36:20","modified_gmt":"2026-03-04T10:36:20","slug":"fintech-drosiba-kas-aizsarga-digitalas-finanses-2026-gada","status":"publish","type":"post","link":"https:\/\/thecodest.co\/lv\/blog\/fintech-security-protecting-digital-finance-in-2026\/","title":{"rendered":"Fintech dro\u0161\u012bba: Finance aizsardz\u012bba 2026. gad\u0101"},"content":{"rendered":"<p>Glob\u0101lais <a href=\"https:\/\/thecodest.co\/lv\/blog\/expert-custom-fintech-software-development-transform-your-business\/\">fintech<\/a> <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-the-size-of-your-potential-reachable-market\/\">tirgus<\/a> 2023. gad\u0101 p\u0101rsniedza $220 miljardu un turpina virz\u012bties uz 2030. gadu, padarot dro\u0161\u012bbu par valdes priorit\u0101ti ikvien\u0101 digit\u0101laj\u0101 vid\u0113. <a href=\"https:\/\/thecodest.co\/lv\/blog\/top-technologies-used-in-european-fintech-development\/\">finanses<\/a> uz\u0146\u0113mums. T\u0101 k\u0101 finan\u0161u tehnolo\u0123iju platformas apstr\u0101d\u0101 kartes <a href=\"https:\/\/thecodest.co\/lv\/blog\/app-data-collection-security-risks-value-and-types-explored\/\">dati<\/a>, <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/how-fintech-helps-banks\/\">banka<\/a> akredit\u0101cijas datiem, biometrijas datiem un dar\u012bjumu metadatiem katru sekundi, \u0161\u012bs inform\u0101cijas aizsardz\u012bba v\u0113l nekad nav bijusi tik noz\u012bm\u012bga. \u0160aj\u0101 rakst\u0101 sniegts konkr\u0113ts, praktisks ieskats <strong>finan\u0161u tehnolo\u0123iju dro\u0161\u012bba<\/strong> - k\u0101di dati ir pak\u013cauti riskam, k\u0101p\u0113c uzbruc\u0113ji v\u0113r\u0161as pret finan\u0161u tehnolo\u0123ij\u0101m, galven\u0101s IT riska jomas, k\u0101 ar\u012b konkr\u0113tas kontroles un sist\u0113mas, kas j\u0101ievie\u0161.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Galvenie punkti un k\u0101p\u0113c finan\u0161u tehnolo\u0123iju dro\u0161\u012bbai ir noz\u012bme tagad<\/h2>\n\n\n\n<p>Fintech platformas, digit\u0101lie maki, t\u016bl\u012bt\u0113jas aizdo\u0161anas aplik\u0101cijas, BNPL pakalpojumi, neobankas un kriptoval\u016btas bir\u017eas ir b\u016btiski main\u012bju\u0161as cilv\u0113ku mijiedarb\u012bbu ar naudu. Ta\u010du \u0161\u012b \u0113rt\u012bba ir saist\u012bta ar iev\u0113rojamiem dro\u0161\u012bbas pien\u0101kumiem. Regulatori vis\u0101 ES, <a href=\"https:\/\/thecodest.co\/lv\/blog\/why-us-companies-are-opting-for-polish-developers\/\">ASV<\/a>, Indij\u0101 un Singap\u016br\u0101 2022.-2026. gad\u0101 ir izdotas vair\u0101kas jaunas vai atjaunin\u0101tas pamatnost\u0101dnes, kas \u012bpa\u0161i v\u0113rstas uz finan\u0161u tehnolo\u0123iju un digit\u0101lo aizdevumu dro\u0161\u012bbu.<\/p>\n\n\n\n<p>Dro\u0161\u012bba nav oblig\u0101ta. <strong>Datu aizsardz\u012bbas p\u0101rk\u0101pumi<\/strong> tagad tie\u0161\u0101s un netie\u0161\u0101s izmaksas par katru incidentu parasti p\u0101rsniedz $5 miljonus. <strong>finan\u0161u pakalpojumu uz\u0146\u0113mumi<\/strong>, saska\u0146\u0101 ar 2024. gada p\u0101rk\u0101pumu izmaksu p\u0113t\u012bjumiem. Fintech l\u012bderiem un dro\u0161\u012bbas komand\u0101m \u0161eit ir svar\u012bg\u0101kie secin\u0101jumi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/on-the-radar-top-fintech-companies-in-nevada\/\">Finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/a><\/strong> ir pla\u0161\u0101ks <strong>sensit\u012bvi dati<\/strong> nek\u0101 tradicion\u0101lais <a href=\"https:\/\/thecodest.co\/lv\/blog\/fintech-app-development-services-features-in-2026\/\">bankas<\/a> lietot\u0146u anal\u012btikas d\u0113\u013c, atv\u0113rt <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-fintech-in-banking\/\">banku pakalpojumi<\/a> integr\u0101ciju un iegulto finan\u0161u partner\u012bbu.<\/li>\n\n\n\n<li><strong>Finan\u0161u dati<\/strong> joproj\u0101m ir v\u0113rt\u012bg\u0101kais kiberuzbrukumu m\u0113r\u0137is, jo tas \u013cauj nekav\u0113joties g\u016bt pe\u013c\u0146u, izmantojot kr\u0101p\u0161anu vai tum\u0161o <a href=\"https:\/\/thecodest.co\/lv\/blog\/find-your-ideal-stack-for-web-development\/\">t\u012bmek\u013ca vietne<\/a> t\u0101l\u0101kp\u0101rdo\u0161ana<\/li>\n\n\n\n<li><strong>Atbilst\u012bba ties\u012bbu aktiem<\/strong> vis\u0101 pasaul\u0113 tiek noteiktas stingr\u0101kas pras\u012bbas, un par neatbilst\u012bbu tiek piem\u0113roti iev\u0113rojami sodi, piem\u0113ram, PCI DSS 4.0 un GDPR.<\/li>\n\n\n\n<li>Tre\u0161o pu\u0161u un pieg\u0101des \u0137\u0113des riski palielin\u0101s, jo finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi ir atkar\u012bgi no desmitiem pieg\u0101d\u0101t\u0101ju, no kuriem katrs ir potenci\u0101ls uzbrukuma vektors.<\/li>\n\n\n\n<li>Cilv\u0113ka k\u013c\u016bdas un soci\u0101l\u0101 in\u017eenierija joproj\u0101m ir <strong>iz\u0161\u0137iro\u0161\u0101 loma<\/strong> veiksm\u012bgu p\u0101rk\u0101pumu, t\u0101p\u0113c kult\u016bra un apm\u0101c\u012bba ir \u013coti svar\u012bga.<\/li>\n\n\n\n<li>Efekt\u012bvas finan\u0161u tehnolo\u0123ijas <a href=\"https:\/\/thecodest.co\/lv\/blog\/it-audits-and-cybersecurity\/\">kiberdro\u0161\u012bba<\/a> nepiecie\u0161ama daudzl\u012bme\u0146u kontrole: profilakse, atkl\u0101\u0161ana, <strong>rea\u0123\u0113\u0161ana uz incidentiem<\/strong>, un atg\u016b\u0161ana, kas integr\u0113ta ar atbilst\u012bbu<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">K\u0101di sensit\u012bvi dati paties\u012bb\u0101 ir finan\u0161u tehnolo\u0123iju platformu r\u012bc\u012bb\u0101?<\/h2>\n\n\n\n<p>Liel\u0101k\u0101s da\u013cas finan\u0161u tehnolo\u0123iju (fintech) r\u012bc\u012bb\u0101 ir pla\u0161\u0101ks sensit\u012bvas inform\u0101cijas kopums nek\u0101 tradicion\u0101lo banku r\u012bc\u012bb\u0101 lietot\u0146u anal\u012btikas, atv\u0113rto banku savienojumu un iegulto finan\u0161u partner\u012bbu d\u0113\u013c. Izpratne par to, ko aizsarg\u0101jat, ir pirmais solis, lai izveidotu efekt\u012bvus dro\u0161\u012bbas pas\u0101kumus.<\/p>\n\n\n\n<p><strong>Personu identific\u0113jo\u0161a inform\u0101cija (PII):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pilni juridiskie v\u0101rdi un dzim\u0161anas datumi<\/li>\n\n\n\n<li>Valsts identifik\u0101cijas numurs, pases numurs un nodok\u013cu identifik\u0101cijas numurs.<\/li>\n\n\n\n<li>T\u0101lru\u0146u numuri, e-pasta adreses un m\u0101jas\/darba adreses.<\/li>\n\n\n\n<li>Inform\u0101cija par nodarbin\u0101t\u012bbu un ien\u0101kumu dati<\/li>\n<\/ul>\n\n\n\n<p><strong>Finan\u0161u identifikatori:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>IBAN, bankas kontu numuri un nor\u0113\u0137inu numuri.<\/li>\n\n\n\n<li>Kred\u012btkar\u0161u un debetkar\u0161u PAN (Primary Account Numbers)<\/li>\n\n\n\n<li>CVV\/CVC kodi un tokeniz\u0113tas kartes atsauces mobilajiem makiem<\/li>\n\n\n\n<li>Kriptonauda maka adreses un priv\u0101t\u0101s atsl\u0113gas atvasin\u0101jumi<\/li>\n<\/ul>\n\n\n\n<p><strong>Uzved\u012bbas un dar\u012bjumu dati:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dar\u012bjumu v\u0113sture<\/strong>tostarp izdevumu kategorijas un summas.<\/li>\n\n\n\n<li>\u0122eolokaliz\u0101cijas dati pirkuma br\u012bd\u012b<\/li>\n\n\n\n<li>Tirgot\u0101ja ID un <strong>dar\u012bjuma inform\u0101cija<\/strong><\/li>\n\n\n\n<li>Ier\u012bces pirkstu nospiedumi, IP adreses un pieteik\u0161an\u0101s mode\u013ci<\/li>\n<\/ul>\n\n\n\n<p><strong>KYC un AML dokument\u0101cija:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sejas att\u0113li no eKYC video verifik\u0101cijas<\/li>\n\n\n\n<li>Adreses apliecino\u0161i dokumenti, piem\u0113ram, komun\u0101lo pakalpojumu r\u0113\u0137ini un bankas konta izraksti.<\/li>\n\n\n\n<li>Ien\u0101kumu p\u0101rbaudes dokumenti un nodarbin\u0101t\u012bbas re\u0123istrs<\/li>\n\n\n\n<li>L\u012bdzek\u013cu avota dokument\u0101cija augstas v\u0113rt\u012bbas kontiem<\/li>\n<\/ul>\n\n\n\n<p>\u012apa\u0161s <strong>datu aizsardz\u012bbas noteikumi<\/strong> tie\u0161i ietekm\u0113 \u0161os datu tipus. PCI DSS 4.0 regul\u0113 kar\u0161u tur\u0113t\u0101ju datu apstr\u0101di, un t\u0101 izpildes datumi ir 2024-2025. gad\u0101. GLBA attiecas uz ASV <strong>finan\u0161u iest\u0101des<\/strong>, savuk\u0101rt GDPR, CCPA\/CPRA un Indijas DPDP likums nosaka stingras pras\u012bbas personas datu apstr\u0101dei. Fintech organiz\u0101cij\u0101m, kas darbojas p\u0101ri robe\u017e\u0101m, ir j\u0101orient\u0113jas p\u0101rkl\u0101jo\u0161\u0101s un da\u017ek\u0101rt konflikt\u0113jo\u0161\u0101s pras\u012bb\u0101s.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">K\u0101p\u0113c finan\u0161u tehnolo\u0123ijas ir galvenie kiberuzbrukumu m\u0113r\u0137i<\/h2>\n\n\n\n<p>Finance joproj\u0101m ir visvair\u0101k skart\u0101 nozare vair\u0101kos 2023-2024. gada nozares zi\u0146ojumos, un finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi ir unik\u0101li pak\u013cauti riskam, \u0146emot v\u0113r\u0101 to datu v\u0113rt\u012bbu un darb\u012bbas mode\u013cus. Uzbruc\u0113ju motiv\u0101cijas izpratne pal\u012bdz dro\u0161\u012bbas komand\u0101m noteikt aizsardz\u012bbas priorit\u0101tes.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nozagts <strong>finan\u0161u dati<\/strong> \u013cauj veikt tie\u0161u kr\u0101p\u0161anu, kontu p\u0101r\u0146em\u0161anu, sint\u0113tisko identit\u0101\u0161u un nesankcion\u0113tu aizdevumu izmanto\u0161anu vai \u0101tru t\u0101l\u0101kp\u0101rdo\u0161anu tum\u0161\u0101 t\u012bmek\u013ca tirgos, kur kar\u0161u inform\u0101cija un KYC datu kopas maks\u0101 augst\u0101ku cenu.<\/li>\n\n\n\n<li>24\/7 pieejam\u012bbas gaidas, \u0101tra <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/how-to-make-product\/\">produkts<\/a> izlaidumi un sare\u017e\u0123\u012bti <a href=\"https:\/\/thecodest.co\/lv\/blog\/compare-staff-augmentation-firms-that-excel-in-api-team-staffing-for-financial-technology-projects\/\">API<\/a> finan\u0161u tehnolo\u0123iju biznesa mode\u013cu ekosist\u0113mas dabiski palielina uzbrukuma virsmu.<\/li>\n\n\n\n<li>Daudzas agr\u012bn\u0101 posma fintechs par priorit\u0101ti izvirz\u012bja izaugsmi un <a href=\"https:\/\/thecodest.co\/lv\/blog\/enhance-your-application-with-professional-ux-auditing\/\">UX<\/a> 2016.-2021. gada neobanku vi\u013c\u0146a laik\u0101, da\u017ek\u0101rt atst\u0101jot mantotas dro\u0161\u012bbas nepiln\u012bbas, kuras apdraud\u0113juma dal\u012bbnieki turpina izmantot.<\/li>\n\n\n\n<li>Uzbruc\u0113jiem ir vair\u0101ki m\u0113r\u0137i: tie\u0161a naudas pe\u013c\u0146a, izpirkuma maksa un izspie\u0161ana, pamatojoties uz nopl\u016bdin\u0101tiem tirdzniec\u012bbas vai aizdevumu datiem, un uz\u0146\u0113mumu spiego\u0161ana, kas v\u0113rsta uz patent\u0113tiem algoritmiem.<\/li>\n\n\n\n<li>Fintech <strong>datu aizsardz\u012bbas p\u0101rk\u0101pumi<\/strong> var rad\u012bt nopietnas regulat\u012bv\u0101s un reput\u0101cijas probl\u0113mas, datu aizsardz\u012bbas iest\u0101\u017eu naudas sodus, iesp\u0113jamu licen\u010du zaud\u0113\u0161anu, investoru spiedienu un klientu skaita samazin\u0101\u0161anos.<\/li>\n\n\n\n<li><strong>Finan\u0161u iest\u0101des<\/strong> finan\u0161u tehnolo\u0123iju jom\u0101 ir galvenie m\u0113r\u0137i, jo viens veiksm\u012bgs p\u0101rk\u0101pums var ieg\u016bt miljoniem ierakstu ar t\u016bl\u012bt\u0113ju pe\u013c\u0146as g\u016b\u0161anas potenci\u0101lu.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Kur tiek glab\u0101ti klientu un finan\u0161u dati modernajos finan\u0161u tehnolo\u0123iju stacij\u0101s?<\/h2>\n\n\n\n<p>Fintech dati parasti ir sadal\u012bti pa <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-elasticity-in-cloud-computing\/\">m\u0101konis<\/a> vid\u0113m, viet\u0113jiem komponentiem un vair\u0101kiem <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/saas-software-as-a-service\/\">SaaS<\/a> instrumenti, un katram no tiem ir at\u0161\u0137ir\u012bgs riska profils. Datu \u012bpa\u0161uma kart\u0113\u0161ana ir b\u016btiska, lai aizsarg\u0101tu sensit\u012bvus datus. <strong>klientu dati<\/strong> efekt\u012bvi.<\/p>\n\n\n\n<p><strong>Publisk\u0101 m\u0101ko\u0146a izvieto\u0161ana:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/thecodest.co\/lv\/case-studies\/how-the-codest-helped-bright-launch-a-scalable-edtech-platform\/\">AWS<\/a>, <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/azure-developer\/\">Azure<\/a>, un GCP, kur\u0101 tiek izvietotas banku pamatsist\u0113mas un maks\u0101jumu apstr\u0101d\u0101t\u0101ji.<\/li>\n\n\n\n<li>P\u0101rvald\u012btas datub\u0101zes (RDS, Cloud SQL), kas satur klientu datus un dar\u012bjumu ierakstus.<\/li>\n\n\n\n<li>Objektu kr\u0101tuve (S3, Blob Storage) KYC dokumentiem un dubl\u0113jumiem.<\/li>\n\n\n\n<li>Datu noliktavas un anal\u012btikas platformu apstr\u0101de <strong>finan\u0161u uzskaite<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Priv\u0101tie datu centri un koplok\u0101cija:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maza latentuma tirdzniec\u012bbas sist\u0113mas un kar\u0161u izdo\u0161anas platformas.<\/li>\n\n\n\n<li>Regul\u0113tas darba slodzes, kur\u0101m nepiecie\u0161ama stingra fizisk\u0101s dro\u0161\u012bbas kontrole<\/li>\n\n\n\n<li>Av\u0101rijas atjauno\u0161anas vietnes ar replic\u0113tiem ra\u017eo\u0161anas datiem<\/li>\n<\/ul>\n\n\n\n<p><strong>SaaS platformas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>CRM sist\u0113mas, kas satur klientu kontaktinform\u0101ciju un atbalsta v\u0113sturi.<\/li>\n\n\n\n<li>bi\u013ce\u0161u un sadarb\u012bbas r\u012bki, kuros darbinieki var iel\u012bm\u0113t sensit\u012bvu inform\u0101ciju.<\/li>\n\n\n\n<li>Dokumentu kop\u012bgo\u0161anai izmantotie m\u0101ko\u0146glab\u0101\u0161anas pakalpojumi<\/li>\n\n\n\n<li><a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-code-refactoring\/\">Kods<\/a> repozitoriji, kas, iesp\u0113jams, satur pilnvarojumus vai ra\u017eo\u0161anas konfigur\u0101cijas.<\/li>\n<\/ul>\n\n\n\n<p><strong>Mobil\u0101s un galiek\u0101rtas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Klientu viedt\u0101lru\u0146i, kuros darbojas mobil\u0101 maka un banku lietotnes<\/li>\n\n\n\n<li>Darbinieku kl\u0113pjdatori ar att\u0101lin\u0101tu piek\u013cuvi ra\u017eo\u0161anas sist\u0113m\u0101m<\/li>\n\n\n\n<li>POS un mPOS ier\u012bces tirgot\u0101ju vid\u0113, kas apstr\u0101d\u0101 kar\u0161u dar\u012bjumus.<\/li>\n<\/ul>\n\n\n\n<p><strong>Tre\u0161o pu\u0161u apstr\u0101d\u0101t\u0101ji un partneri:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC p\u0101rdev\u0113ju un kred\u012btbiroju piek\u013cuve klientu p\u0101rbaudes datiem.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/thecodest.co\/lv\/dictionary\/payment-gateways\/\">Maks\u0101jumu v\u0101rti<\/a><\/strong> dar\u012bjumu pl\u016bsmu apstr\u0101de<\/li>\n\n\n\n<li>Atv\u0113rto banku agregatori, kas piesl\u0113dzas klientu bankas kontiem<\/li>\n\n\n\n<li>Kr\u0101p\u0161anas anal\u012bzes platformas, kas analiz\u0113 dar\u012bjumu mode\u013cus<\/li>\n<\/ul>\n\n\n<p><a href=\"https:\/\/thecodest.co\/en\/case-studies\/software-development-services-for-a-blockchain-company\/\" target=\"_blank\" rel=\"noopener noreferrer\"><br \/><img decoding=\"async\" src=\"https:\/\/thecodest.co\/app\/uploads\/2026\/02\/970x250-2.png\" alt=\"Programmat\u016bras izstr\u0101des pakalpojumi blok\u0137\u0113des uz\u0146\u0113mumam - The Codest gad\u012bjuma izp\u0113te\" \/><br \/><\/a><\/p>\n\n\n<h2 class=\"wp-block-heading\">Galven\u0101s IT un dro\u0161\u012bbas riska jomas finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem<\/h2>\n\n\n\n<p>\u0160\u012b sada\u013ca atspogu\u013co regulatoru un investoru galven\u0101s problem\u0101tisk\u0101s jomas: <strong>kiberapdraud\u0113jumi<\/strong>, datu aizsardz\u012bba, tre\u0161o pu\u0161u risks, infrastrukt\u016bras notur\u012bba, integr\u0101cijas risks un kr\u0101p\u0161ana. Katrai no \u0161\u012bm jom\u0101m ir j\u0101piev\u0113r\u0161 \u012bpa\u0161a uzman\u012bba no finan\u0161u tehnolo\u0123iju CISO un <a href=\"https:\/\/thecodest.co\/lv\/blog\/guide-to-enterprise-software-development\/\">CTOs<\/a>.<\/p>\n\n\n\n<p>Dro\u0161\u012bbas probl\u0113mas, ar kur\u0101m saskaras finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi, aptver gan tehnisk\u0101s, gan darb\u012bbas, gan cilv\u0113cisk\u0101s jomas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kiberdro\u0161\u012bbas uzbrukumi lietojumprogramm\u0101m, infrastrukt\u016brai un lietot\u0101jiem.<\/li>\n\n\n\n<li>Datu p\u0101rvald\u012bbas tr\u016bkumi, kas rada risku vai neatbilst\u012bbu.<\/li>\n\n\n\n<li>P\u0101rdev\u0113ju un pieg\u0101des \u0137\u0113des riski, ko rada tre\u0161o pu\u0161u atkar\u012bba.<\/li>\n\n\n\n<li>Darb\u012bbas p\u0101rtraukumi, kas trauc\u0113 klientu piek\u013cuvi un maks\u0101jumu pl\u016bsmu.<\/li>\n\n\n\n<li>riskanta jauno tehnolo\u0123iju ievie\u0161ana bez atbilsto\u0161as dro\u0161\u012bbas p\u0101rbaudes.<\/li>\n\n\n\n<li>Kr\u0101p\u0161ana ar identit\u0101ti un iek\u0161\u0113jie draudi, izmantojot uzticamu piek\u013cuvi<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Kiberdro\u0161\u012bbas draudi finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem<\/h3>\n\n\n\n<p>Bie\u017e\u0101k sastopamie uzbrukumi finan\u0161u tehnolo\u0123iju oper\u0101cij\u0101m ietver pik\u0161\u0137er\u0113\u0161anas un pik\u0161\u0137er\u0113\u0161anas kampa\u0146as, kas v\u0113rstas pret oper\u0101ciju komand\u0101m, \u013caunpr\u0101t\u012bgu programmat\u016bru klientu ier\u012bc\u0113s, kas paredz\u0113ta bankas akredit\u0101cijas datu ieg\u016b\u0161anai, izpirkuma maksu, kas \u0161ifr\u0113 pamatinfrastrukt\u016bru, un DDoS uzbrukumus, kas ar \u013caunpr\u0101t\u012bgu datpl\u016bsmu p\u0101rpludina API saskarnes.<\/p>\n\n\n\n<p>P\u0113c vair\u0101kiem lieliem akredit\u0101cijas datu nopl\u016bdin\u0101\u0161anas gad\u012bjumiem 2022.-2024. gad\u0101 strauji pieauga akredit\u0101cijas datu uzbrukumu skaits pret pieteik\u0161an\u0101s API un mobilaj\u0101m lietotn\u0113m. Uzbruc\u0113ji izmanto automatiz\u0113tus r\u012bkus, lai p\u0101rbaud\u012btu nozagto lietot\u0101jv\u0101rda un paroles kombin\u0101ciju pret neobanku un maku pieteik\u0161an\u0101s lap\u0101m, t\u0101d\u0113j\u0101di pak\u013caujot klientu kontus iev\u0113rojamam riskam.<\/p>\n\n\n\n<p>Ar API saist\u012bti uzbrukumi ir \u012bpa\u0161i b\u012bstami finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem, kas pa\u013caujas uz atv\u0113rto banku un partneru integr\u0101ciju. Parametru vilto\u0161ana, nepiln\u012bga autoriz\u0101cija un masveida pie\u0161\u0137ir\u0161anas ievainojam\u012bbas \u013cauj uzbruc\u0113jiem piek\u013c\u016bt <strong>sensit\u012bvi dati<\/strong> vai veikt neat\u013cautus dar\u012bjumus. nodro\u0161in\u0101\u0161ana <strong>maks\u0101jumu v\u0101rti<\/strong> un API galapunktiem j\u0101piev\u0113r\u0161 \u012bpa\u0161a uzman\u012bba.<\/p>\n\n\n\n<p>Pieaugo\u0161ais m\u0101ksl\u012bg\u0101 intelekta uzbruc\u0113ju izsmalcin\u0101t\u012bbas l\u012bmenis pie\u0161\u0137ir jaunu dimensiju. <strong>main\u012bgie kiberdraudi<\/strong>. Aizvien bie\u017e\u0101k tiek apieti viltojumi un p\u0101rliecino\u0161i sint\u0113tiskie dokumenti, apejot ievades un video-KYC p\u0101rbaudes, kas \u013cauj kr\u0101pniekiem atv\u0113rt kontus ar viltot\u0101m identit\u0101t\u0113m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Datu aizsardz\u012bba, konfidencialit\u0101te un normat\u012bvo aktu atbilst\u012bba<\/h3>\n\n\n\n<p>P\u0101rrobe\u017eu finan\u0161u tehnolo\u0123iju oper\u0101cijas rada pien\u0101kumus saska\u0146\u0101 ar vair\u0101kiem <strong>datu aizsardz\u012bbas noteikumi<\/strong>. VDAR, CCPA\/CPRA, Braz\u012blijas LGPD un Indijas DPDP likums nosaka pras\u012bbas attiec\u012bb\u0101 uz apstr\u0101des likum\u012bgo pamatu, piekri\u0161anas p\u0101rvald\u012bbu un datu minimiz\u0113\u0161anu. Atbilst\u012bbas nodro\u0161in\u0101\u0161anai vis\u0101s jurisdikcij\u0101s ir nepiecie\u0161ama r\u016bp\u012bga datu pl\u016bsmu un apstr\u0101des darb\u012bbu kart\u0113\u0161ana.<\/p>\n\n\n\n<p>\u012apa\u0161i finan\u0161u noteikumi ir v\u0113l viens papildu sl\u0101nis:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Regula<\/th><th>Darb\u012bbas joma<\/th><th>Galven\u0101s pras\u012bbas<\/th><\/tr><\/thead><tbody><tr><td>PCI DSS 4.0<\/td><td>Kartes tur\u0113t\u0101ja dati<\/td><td>\u0160ifr\u0113\u0161ana, piek\u013cuves kontrole, ievainojam\u012bbu p\u0101rvald\u012bba<\/td><\/tr><tr><td>GLBA<\/td><td>ASV finan\u0161u iest\u0101des<\/td><td>Priv\u0101tuma pazi\u0146ojumi, noteikumi par garantij\u0101m<\/td><\/tr><tr><td>EBI\/FCA pamatnost\u0101dnes<\/td><td>ES\/UK m\u0101konis <a href=\"https:\/\/thecodest.co\/lv\/blog\/hire-software-developers\/\">outsourcing<\/a><\/td><td>Riska nov\u0113rt\u0113jums, izejas strat\u0113\u0123ijas<\/td><\/tr><tr><td>Centr\u0101l\u0101s bankas digit\u0101l\u0101s kredit\u0113\u0161anas noteikumi<\/td><td>Atkar\u012bb\u0101 no jurisdikcijas<\/td><td>Atkl\u0101\u0161ana, datu lokaliz\u0101cija<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Atbilst\u012bbas neiev\u0113ro\u0161anas sekas p\u0101rsniedz septi\u0146ciparu naudas sodus. Piespiedu labo\u0161anas programmas pat\u0113r\u0113 resursus un aizkav\u0113 produktu lai\u0161anu tirg\u016b. Normat\u012bvie ierobe\u017eojumi var kav\u0113t papla\u0161in\u0101\u0161anos jaunos tirgos. Finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem, kas apstr\u0101d\u0101 konfidenci\u0101lu inform\u0101ciju, konfidencialit\u0101tes nodro\u0161in\u0101\u0161anas p\u0113c koncepcijas pieejas, datu pl\u016bsmu re\u0123istr\u0113\u0161ana, datu aizsardz\u012bbas ietekmes nov\u0113rt\u0113jumu veik\u0161ana jaun\u0101m lietotn\u0113m un atbilst\u012bbas p\u0101rbau\u017eu integr\u0113\u0161ana programm\u0101s, lai nodro\u0161in\u0101tu, ka tiek iev\u0113rotas konfidencialit\u0101tes pras\u012bbas. <a href=\"https:\/\/thecodest.co\/lv\/blog\/3-common-challenges-of-software-product-development-for-startups\/\">produktu izstr\u0101de<\/a> ir b\u016btiski.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tre\u0161o pu\u0161u un pieg\u0101des \u0137\u0113des riski<\/h3>\n\n\n\n<p><strong>Finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> bie\u017ei vien ir atkar\u012bgi no desmitiem vai simtiem pieg\u0101d\u0101t\u0101ju: m\u0101ko\u0146pakalpojumu sniedz\u0113jiem, KYC un AML pakalpojumiem, <strong>maks\u0101jumu v\u0101rti<\/strong>, kr\u0101p\u0161anas anal\u012bzes platformas un outsourcing partneri. Katrs savienojums ievie\u0161 potenci\u0101las dro\u0161\u012bbas ievainojam\u012bbas finan\u0161u tehnolo\u0123iju ekosist\u0113m\u0101.<\/p>\n\n\n\n<p>Pieg\u0101des \u0137\u0113des uzbrukumi ir par\u0101d\u012bju\u0161i, k\u0101 p\u0101rk\u0101pumi vien\u0101 pla\u0161i izmantot\u0101 SaaS pakalpojumu sniedz\u0113j\u0101 vai kodu bibliot\u0113k\u0101 var skart daudzas organiz\u0101cijas vienlaikus. Atv\u0113rt\u0101 koda atkar\u012bbas kompromit\u0113\u0161ana, kad uzbruc\u0113ji ievada \u013caunpr\u0101t\u012bgu kodu popul\u0101r\u0101s pakotn\u0113s, rada past\u0101v\u012bgus kiberdro\u0161\u012bbas riskus finan\u0161u tehnolo\u0123iju jom\u0101. <a href=\"https:\/\/thecodest.co\/lv\/blog\/automotive-software-development-trends\/\">izstr\u0101des komandas<\/a>.<\/p>\n\n\n\n<p>Datu rezidences un apak\u0161uz\u0146\u0113muma l\u012bgumu sl\u0113g\u0161anas jaut\u0101jumi sare\u017e\u0123\u012b tre\u0161o pu\u0161u riska p\u0101rvald\u012bbu. P\u0101rdev\u0113ji var glab\u0101t regul\u0113tus datus cit\u0101s jurisdikcij\u0101s, nek\u0101 nor\u0101d\u012bts rekl\u0101m\u0101, vai piesaist\u012bt apak\u0161apstr\u0101d\u0101t\u0101jus bez pien\u0101c\u012bgas p\u0101rredzam\u012bbas. Lai izveidotu struktur\u0113tu tre\u0161o pu\u0161u riska p\u0101rvald\u012bbas programmu, ir nepiecie\u0161ams:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dro\u0161\u012bbas anketas un padzi\u013cin\u0101ta izp\u0113te pirms uz\u0146em\u0161anas darb\u0101.<\/li>\n\n\n\n<li>P\u0101rskats par neatkar\u012bgu <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-a-cyber-security-audit\/\">rev\u012bzija<\/a> zi\u0146ojumi (SOC 2, ISO 27001)<\/li>\n\n\n\n<li>L\u012bguma klauzulas, kas attiecas uz pazi\u0146o\u0161anu par p\u0101rk\u0101pumiem, datu apstr\u0101di un datu atra\u0161an\u0101s vietu.<\/li>\n\n\n\n<li>Periodiski atk\u0101rtoti kritisko un augsta riska p\u0101rdev\u0113ju nov\u0113rt\u0113jumi.<\/li>\n\n\n\n<li>Regul\u0101ra kop\u0113j\u0101 p\u0101rdev\u0113ju portfe\u013ca riska nov\u0113rt\u0113\u0161ana<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Darb\u012bbas, infrastrukt\u016bras notur\u012bba un darb\u012bbas nep\u0101rtraukt\u012bba<\/h3>\n\n\n\n<p>P\u0101rr\u0101vumi m\u0101ko\u0146re\u0123ionos, banku pamatplatform\u0101s vai kritiski svar\u012bg\u0101s sist\u0113m\u0101s. <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/microservices\/\">mikroservisi<\/a> var aptur\u0113t kar\u0161u maks\u0101jumus, naudas iz\u0146em\u0161anu vai tirdzniec\u012bbu, t\u0101d\u0113j\u0101di nekav\u0113joties ietekm\u0113jot klientu. Pakalpojumu snieg\u0161anas trauc\u0113jumi finan\u0161u tehnolo\u0123iju platform\u0101s rada t\u016bl\u012bt\u0113ju soci\u0101lo mediju rezonansi un regulat\u012bvo kontroli.<\/p>\n\n\n\n<p>2022.-2024. gad\u0101 vair\u0101ku stundu p\u0101rtraukumi liel\u0101kaj\u0101s bank\u0101s un maks\u0101jumu pakalpojumu sniedz\u0113jos par\u0101d\u012bja reput\u0101cijas un <strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/staff-augmentation-vs-in-house-hiring-a-cost-comparison\/\">darb\u012bbas izmaksas<\/a><\/strong> infrastrukt\u016bras atteices. Lai saglab\u0101tu klientu uztic\u012bbu, ir nepiecie\u0161ama stingra elast\u012bguma pl\u0101no\u0161ana.<\/p>\n\n\n\n<p>Galven\u0101s notur\u012bbas pras\u012bbas ir \u0161\u0101das:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kritiski svar\u012bgu pakalpojumu dubl\u0113\u0161ana da\u017e\u0101d\u0101s pieejam\u012bbas zon\u0101s un re\u0123ionos<\/li>\n\n\n\n<li>P\u0101rbaudes proced\u016bras ar dokument\u0113t\u0101m darb\u012bbas instrukcij\u0101m.<\/li>\n\n\n\n<li>Incidentu un av\u0101riju seku nov\u0113r\u0161anas pl\u0101ni ar noteiktiem RTO un RPO m\u0113r\u0137iem.<\/li>\n\n\n\n<li>Visu mikropakalpojumu un integr\u0101ciju uzraudz\u012bba un nov\u0113rojam\u012bba.<\/li>\n\n\n\n<li>Jaudas pl\u0101no\u0161ana sezonas maksimuma periodiem (meln\u0101 piektdiena, vien\u012bgo klientu diena, nodok\u013cu sezona).<\/li>\n\n\n\n<li>Sist\u0113mas administratori apm\u0101c\u012bti par \u0101tr\u0101s rea\u0123\u0113\u0161anas proced\u016br\u0101m<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Tehnolo\u0123iju integr\u0101cija un jauno tehnolo\u0123iju riski<\/h3>\n\n\n\n<p>Integr\u0101cija ar mantotaj\u0101m pamatsist\u0113m\u0101m, atv\u0113rtaj\u0101m banku API un \u0101r\u0113jiem finan\u0161u tehnolo\u0123iju partneriem rada sare\u017e\u0123\u012btas atkar\u012bbu \u0137\u0113des un potenci\u0101las dro\u0161\u012bbas \"akl\u0101s zonas\". Katrs integr\u0101cijas punkts ievie\u0161 <strong>jauni dro\u0161\u012bbas izaicin\u0101jumi<\/strong> kas j\u0101nov\u0113rt\u0113 un j\u0101mazina.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/thecodest.co\/lv\/blog\/banks-go-high-tech-unravel-fraud-with-machine-learning\/\">Ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s<\/a><\/strong> pie\u0146em\u0161ana kred\u012btu v\u0113rt\u0113\u0161anas, kr\u0101p\u0161anas atkl\u0101\u0161anas un <a href=\"https:\/\/thecodest.co\/lv\/blog\/ai-in-customer-service-benefits-challenges-and-effective-implementation\/\">klientu apkalpo\u0161ana<\/a> t\u0113rz\u0113\u0161anas roboti rada \u012bpa\u0161us riskus:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Datu nopl\u016bde, veicot mode\u013ca apm\u0101c\u012bbu ar sensit\u012bviem datiem <strong>klientu dati<\/strong><\/li>\n\n\n\n<li>Mode\u013ca z\u0101dz\u012bba, kas \u013cauj konkurentiem vai uzbruc\u0113jiem replic\u0113t sp\u0113jas.<\/li>\n\n\n\n<li>Ba\u017eas par neobjektivit\u0101ti un izskaidrojam\u012bbu, kas izraisa regulat\u012bvo p\u0101rbaudi<\/li>\n\n\n\n<li>Pretinieku uzbrukumi, manipul\u0113jot ar mode\u013ca rezult\u0101tiem<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/thecodest.co\/lv\/dictionary\/blockchain\/\">Blockchain<\/a> un digit\u0101lo akt\u012bvu platformas, ko izmanto da\u017ei finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi, rada papildu apsv\u0113rumus. Viedo l\u012bgumu ievainojam\u012bbas, priv\u0101to atsl\u0113gu p\u0101rvald\u012bbas k\u013c\u016bdas un tiltu ekspluat\u0101cija kop\u0161 2020. gada ir rad\u012bjusi iev\u0113rojamus finan\u0161u zaud\u0113jumus. <a href=\"https:\/\/thecodest.co\/lv\/blog\/difference-between-elasticity-and-scalability-in-cloud-computing\/\">M\u0101ko\u0146dato\u0161ana<\/a> vid\u0113s, kur\u0101s tiek izvietotas \u0161\u012bs platformas, ir nepiecie\u0161amas \u012bpa\u0161as dro\u0161\u012bbas konfigur\u0101cijas.<\/p>\n\n\n\n<p>Dro\u0161as SDLC prakses draudu model\u0113\u0161ana jaun\u0101m integr\u0101cij\u0101m, API dro\u0161\u012bbas test\u0113\u0161ana un augsta riska modu\u013cu koda p\u0101rskat\u012b\u0161ana pal\u012bdz finan\u0161u tehnolo\u0123iju organiz\u0101cij\u0101m p\u0101rvald\u012bt integr\u0101cijas risku, vienlaikus saglab\u0101jot darb\u012bbas efektivit\u0101ti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kr\u0101p\u0161ana, identit\u0101tes z\u0101dz\u012bba un iek\u0161\u0113jie draudi<\/h3>\n\n\n\n<p>Pa\u0161reiz\u0113j\u0101s kr\u0101p\u0161anas tendences, kas v\u0113rstas pret finan\u0161u tehnolo\u0123iju platform\u0101m, ietver kontu p\u0101r\u0146em\u0161anu, izmantojot SIM kar\u0161u apmai\u0146u, sint\u0113tiskas identit\u0101tes, kas izveidotas, izmantojot nopl\u016bdu\u0161us datus, un \"m\u016b\u013cu\" kontus, ko izmanto l\u012bdzek\u013cu atmazg\u0101\u0161anai. <strong>Identit\u0101tes z\u0101dz\u012bba<\/strong> 2021.-2024. gad\u0101 iev\u0113rojami pieauga pret finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem ierosin\u0101to lietu skaits, un da\u017eos nozares zi\u0146ojumos nor\u0101d\u012bts, ka pieaugums p\u0101rsniedz 30% gada laik\u0101.<\/p>\n\n\n\n<p>Uzbruc\u0113ji izmanto <strong>nozagtie dati<\/strong> uz <strong>veikt kr\u0101p\u0161anu<\/strong> izmantojot vair\u0101kus kan\u0101lus, nesankcion\u0113tus dar\u012bjumus, aizdevumu pieteikumus, izmantojot viltotas identit\u0101tes, un manipul\u0101cijas ar kriptoval\u016btas p\u0101rskait\u012bjumiem. Iesp\u0113ja piek\u013c\u016bt sensit\u012bviem datiem ir tie\u0161i saist\u012bta ar kr\u0101p\u0161anas potenci\u0101lu.<\/p>\n\n\n\n<p>Iek\u0161\u0113jie darbinieki, darbuz\u0146\u0113m\u0113ji un partneri ar likum\u012bgu piek\u013cuvi ir atsevi\u0161\u0137a draudu kategorija. Uzticamie lietot\u0101ji var izfiltr\u0113t KYC datus, manipul\u0113t ar audita liec\u012bb\u0101m un dar\u012bjumu \u017eurn\u0101liem vai \u013caunpr\u0101t\u012bgi izmantot administratora privil\u0113\u0123ijas, lai g\u016btu personisku labumu vai darbotos \u0101r\u0113jo draudu dal\u012bbnieku v\u0101rd\u0101.<\/p>\n\n\n\n<p>Daudzl\u012bme\u0146u kontroles pas\u0101kumi nov\u0113r\u0161 gan \u0101r\u0113jos, gan iek\u0161\u0113jos kr\u0101p\u0161anas riskus:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sp\u0113c\u012bga daudzfaktoru autentifik\u0101cija visiem lietot\u0101jiem un administratora piek\u013cuvei<\/li>\n\n\n\n<li>Pien\u0101kumu no\u0161\u0137ir\u0161ana, kas ne\u013cauj atsevi\u0161\u0137\u0101m person\u0101m veikt augsta riska darb\u012bbas.<\/li>\n\n\n\n<li>Piek\u013cuves nodro\u0161in\u0101\u0161ana tie\u0161i laik\u0101 ar autom\u0101tisku termi\u0146a izbeig\u0161anos<\/li>\n\n\n\n<li>Uzved\u012bbas anal\u012bze, kas atkl\u0101j neparastus piek\u013cuves mode\u013cus.<\/li>\n\n\n\n<li>Zi\u0146ot\u0101ju kan\u0101li un darb\u012bbas uzraudz\u012bba<\/li>\n\n\n\n<li><strong>Ielau\u0161an\u0101s atkl\u0101\u0161anas sist\u0113mas<\/strong> anom\u0101las uzved\u012bbas uzraudz\u012bba<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Uz finan\u0161u tehnolo\u0123ij\u0101m v\u0113rsta kiberuzbrukuma anatomija<\/h2>\n\n\n\n<p>Izpratne par kiberuzbrukumu norisi pal\u012bdz dro\u0161\u012bbas komand\u0101m izveidot aizsardz\u012bbu katr\u0101 posm\u0101. Uzbruc\u0113ji parasti r\u012bkojas pak\u0101peniski, s\u0101kot ar izl\u016bko\u0161anu un beidzot ar ekspluat\u0101ciju, nevis veic viena posma ielau\u0161anos.<\/p>\n\n\n\n<p>Uzbrukumu finan\u0161u tehnolo\u0123iju sist\u0113m\u0101m daudzf\u0101\u017eu modelis ietver:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Izl\u016bko\u0161ana: uzbrukuma virsmas kart\u0113\u0161ana un izl\u016bkdatu v\u0101k\u0161ana.<\/li>\n\n\n\n<li>S\u0101kotn\u0113j\u0101 kompromit\u0101cija: ielau\u0161an\u0101s kontos vai sist\u0113m\u0101s.<\/li>\n\n\n\n<li>Privil\u0113\u0123iju eskal\u0101cija un s\u0101nu kust\u012bba: piek\u013cuves papla\u0161in\u0101\u0161ana<\/li>\n\n\n\n<li>Notur\u012bba: sl\u0113pt\u0101s kl\u0101tb\u016btnes saglab\u0101\u0161ana<\/li>\n\n\n\n<li>Izmanto\u0161ana: datu z\u0101dz\u012bba, izpirkuma maksu piepraso\u0161as programmat\u016bras izvieto\u0161ana vai <strong>finan\u0161u kr\u0101p\u0161ana<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Katr\u0101 posm\u0101 ir iesp\u0113jas atkl\u0101t un izjaukt.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Izl\u016bko\u0161ana: Fintech uzbrukuma virsmas kart\u0113\u0161ana<\/h3>\n\n\n\n<p>Pirms akt\u012bvu uzbrukumu uzs\u0101k\u0161anas uzbruc\u0113ji apkopo pla\u0161u inform\u0101ciju no publiskiem avotiem. Dom\u0113na ieraksti atkl\u0101j inform\u0101ciju par infrastrukt\u016bru. Koda repozitoriji var atkl\u0101t API galapunktus, autentifik\u0101cijas meh\u0101nismus vai pat akredit\u0101cijas datus. Darba sludin\u0101jumi, kuros min\u0113ti konkr\u0113ti tehnolo\u0123iju kopumi, pal\u012bdz uzbruc\u0113jiem identific\u0113t iesp\u0113jam\u0101s ievainojam\u012bbas.<\/p>\n\n\n\n<p>Sken\u0113\u0161anas darb\u012bbas ir v\u0113rstas uz publiski pieejamiem akt\u012bviem:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>API galapunktu un mobilo lietot\u0146u backends p\u0101rbaud\u012b\u0161ana, mekl\u0113jot nepareizas konfigur\u0101cijas<\/li>\n\n\n\n<li>T\u012bmek\u013ca port\u0101lu test\u0113\u0161ana attiec\u012bb\u0101 uz novecoju\u0161\u0101m programmat\u016bras versij\u0101m<\/li>\n\n\n\n<li>M\u0101ko\u0146pakalpojumi, kas uzskait\u012bti atkl\u0101tajiem glab\u0101\u0161anas spai\u0146iem<\/li>\n\n\n\n<li>P\u0101rvald\u012bbas saskarnes, kur\u0101s tiek p\u0101rbaud\u012bti noklus\u0113juma akredit\u0101cijas dati<\/li>\n<\/ul>\n\n\n\n<p>SaaS un m\u0101ko\u0146tehnolo\u0123iju akt\u012bvu izl\u016bko\u0161ana, identific\u0113jot nepareizi konfigur\u0113tas piek\u013cuves at\u013caujas un atv\u0113rtas p\u0101rvald\u012bbas konsoles, sniedz uzbruc\u0113jiem detaliz\u0113tu finan\u0161u tehnolo\u0123iju infrastrukt\u016bras karti. Liela da\u013ca \u0161\u012bs inform\u0101cijas tiek v\u0101kta pas\u012bvi, neizsaucot dro\u0161\u012bbas br\u012bdin\u0101jumus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">S\u0101kotn\u0113j\u0101 iek\u013c\u016b\u0161ana: Ielau\u0161an\u0101s kontos un sist\u0113m\u0101s<\/h3>\n\n\n\n<p>Tipiski finan\u0161u tehnolo\u0123iju p\u0101rk\u0101pumu ieejas punkti ir \u0161\u0101di:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pik\u0161\u0137er\u0113\u0161anas uzbrukumi finan\u0161u, atbalsta vai oper\u0101ciju person\u0101lam, izmantojot p\u0101rliecino\u0161us ieganstus.<\/li>\n\n\n\n<li>\u013baunpr\u0101t\u012bgas saites, kas izplat\u012btas, izmantojot zi\u0146apmai\u0146as lietotnes un soci\u0101los pla\u0161sazi\u0146as l\u012bdzek\u013cus.<\/li>\n\n\n\n<li>Viltotas pieteik\u0161an\u0101s lapas, kas imit\u0113 finan\u0161u tehnolo\u0123iju iek\u0161\u0113jos pane\u013cus<\/li>\n\n\n\n<li>Pilnvarojuma pilnveido\u0161ana, izmantojot iepriek\u0161\u0113j\u0101s paroles <strong>datu ekspoz\u012bcija<\/strong> incidenti<\/li>\n<\/ul>\n\n\n\n<p>\u012apa\u0161a taktika, kas saist\u012bta ar mobilajiem t\u0101lru\u0146iem, rada papildu riskus. Trojas zirgu aplik\u0101cijas, kas izplat\u012btas \u0101rpus ofici\u0101lajiem lietot\u0146u veikaliem, ir v\u0113rstas uz klientiem. Uzbruc\u0113ji \u013caunpr\u0101t\u012bgi izmanto Android ier\u012b\u010du piek\u013cuves at\u013caujas, lai p\u0101rtvertu vienreiz\u0113j\u0101s paroles, apejot dro\u0161\u012bbas protokolus, kas paredz\u0113ti kontu aizsardz\u012bbai.<\/p>\n\n\n\n<p>Cilv\u0113ka k\u013c\u016bda joproj\u0101m ir b\u016btisks faktors, kas uzbruc\u0113jiem var nodro\u0161in\u0101t s\u0101kotn\u0113jo pamatu, noklik\u0161\u0137inot uz pik\u0161\u0137er\u0113\u0161anas saites, atk\u0101rtoti izmantojot kompromit\u0113tu paroli vai nepareizi konfigur\u0113jot m\u0101ko\u0146pakalpojumu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Piek\u013cuves un s\u0101nu kust\u012bbas papla\u0161in\u0101\u0161ana<\/h3>\n\n\n\n<p>Iek\u013cuvu\u0161i iek\u0161ien\u0113, uzbruc\u0113ji v\u0113r\u0161as pret v\u0113rt\u012bg\u0101m sist\u0113m\u0101m, lai ieg\u016btu pla\u0161\u0101ku kontroli:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Administratoru port\u0101li un m\u0101ko\u0146a p\u0101rvald\u012bbas konsoles<\/li>\n\n\n\n<li>CI\/CD cauru\u013cvadi ar piek\u013cuvi ra\u017eo\u0161anas videi<\/li>\n\n\n\n<li>Nosl\u0113pumu p\u0101rvaldnieki, kas satur API atsl\u0113gas un datub\u0101zes akredit\u0101cijas datus.<\/li>\n\n\n\n<li>Vienot\u0101s pieteik\u0161an\u0101s (SSO) konfigur\u0101cijas ar p\u0101r\u0101k liber\u0101liem iestat\u012bjumiem.<\/li>\n<\/ul>\n\n\n\n<p>Nepareizi konfigur\u0113tas IAM lomas un koplieto\u0161anas pakalpojumu konti nodro\u0161ina p\u0101rvieto\u0161anos starp vid\u0113m. Uzbruc\u0113ji p\u0101rvietojas no sagatavo\u0161anas uz ra\u017eo\u0161anas vidi vai p\u0101rvietojas starp SaaS lietojumprogramm\u0101m no e-pasta uz failu koplieto\u0161anu un bi\u013ce\u0161u sist\u0113m\u0101m, pa ce\u013cam uzkr\u0101jot konfidenci\u0101lu konfigur\u0101cijas inform\u0101ciju.<\/p>\n\n\n\n<p>\u0160is papla\u0161in\u0101\u0161an\u0101s posms uzsver, k\u0101p\u0113c finan\u0161u tehnolo\u0123iju kiberdro\u0161\u012bbai ir \u013coti svar\u012bga stingra piek\u013cuves kontrole, vismaz\u0101ko privil\u0113\u0123iju principi un mikrosegment\u0101cija.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nostiprin\u0101\u0161an\u0101s un notur\u012bba<\/h3>\n\n\n\n<p>Uzbruc\u0113ji nodro\u0161ina notur\u012bbu, lai saglab\u0101tu piek\u013cuvi pat tad, ja s\u0101kotn\u0113jie piek\u013cuves punkti tiek atkl\u0101ti un sl\u0113gti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jaunu administratora kontu izveide ar le\u0123it\u012bmiem nosaukumiem<\/li>\n\n\n\n<li>Aizmugur\u0113jo durvju instal\u0113\u0161ana lietojumprogrammas kod\u0101 vai infrastrukt\u016br\u0101.<\/li>\n\n\n\n<li>P\u0101rveidojot me\u017eizstr\u0101des konfigur\u0101cijas, lai pasl\u0113ptu to darb\u012bbas.<\/li>\n\n\n\n<li>Ilgtermi\u0146a API \u017eetonu ievieto\u0161ana m\u0101ko\u0146pakalpojumos<\/li>\n<\/ul>\n\n\n\n<p>Pieg\u0101des \u0137\u0113des notur\u012bba rada \u012bpa\u0161us riskus, jo saind\u0113tas bibliot\u0113kas izveides cauru\u013cvados vai kompromit\u0113tas pieg\u0101d\u0101t\u0101ju integr\u0101cijas var atk\u0101rtoti ieviest \u013caunpr\u0101t\u012bgas izmai\u0146as pat p\u0113c labo\u0161anas centieniem.<\/p>\n\n\n\n<p>Finan\u0161u tehnolo\u0123iju sist\u0113m\u0101s notur\u012bba \u013cauj uzbruc\u0113jiem nov\u0113rot maks\u0101jumu pl\u016bsmas, kart\u0113t t\u0101dus v\u0113rt\u012bgus m\u0113r\u0137us k\u0101 autoriz\u0101cijas pakalpojumi un noteikt laiku, kad veikt gal\u012bg\u0101s darb\u012bbas, lai pan\u0101ktu maksim\u0101lu ietekmi. \u0160\u012b \"klus\u0101s nov\u0113ro\u0161anas\" f\u0101ze var ilgt ned\u0113\u013c\u0101m vai m\u0113ne\u0161iem, pirms rodas redzami boj\u0101jumi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ekspluat\u0101cija: Datu z\u0101dz\u012bba, izspie\u0161anas programmat\u016bra un finan\u0161u kr\u0101p\u0161ana<\/h3>\n\n\n\n<p>Gal\u012bg\u0101 ekspluat\u0101cija izpau\u017eas da\u017e\u0101dos veidos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC datu kopu, kar\u0161u numuru un dar\u012bjumu \u017eurn\u0101lu masveida eksfiltr\u0113\u0161ana.<\/li>\n\n\n\n<li>API atsl\u0113gas z\u0101dz\u012bba, kas \u013cauj nesankcion\u0113ti piek\u013c\u016bt partneru sist\u0113m\u0101m.<\/li>\n\n\n\n<li>Ransomware izvieto\u0161ana ra\u017eo\u0161anas klasteros<\/li>\n\n\n\n<li>Manipul\u0101cijas ar maks\u0101jumu pl\u016bsm\u0101m, lai novirz\u012btu l\u012bdzek\u013cus.<\/li>\n<\/ul>\n\n\n\n<p>Operat\u012bv\u0101s sekas finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem ietver kar\u0161u maks\u0101jumu pagaidu aptur\u0113\u0161anu, blo\u0137\u0113tus naudas iz\u0146em\u0161anas dar\u012bjumus, tirdzniec\u012bbas platformu d\u012bkst\u0101vi un piespiedu paroles vai kartes atk\u0101rtotu izsnieg\u0161anu, kas ietekm\u0113 lielus klientu segmentus. \u0160\u0101du incidentu seku nov\u0113r\u0161ana prasa iev\u0113rojamus resursus un uzman\u012bbu.<\/p>\n\n\n\n<p>Ir att\u012bst\u012bju\u0161ies sarunu un izspie\u0161anas mode\u013ci. Uzbruc\u0113ji draud publiskot sensit\u012bvus <strong>finan\u0161u dati<\/strong> vai iek\u0161\u0113jo sazi\u0146u, ja vien netiek samaks\u0101ts izpirkums. Pat tad, ja izpirkuma maksa ir samaks\u0101ta, dati var tikt p\u0101rdoti vai nopl\u016bst. Turpm\u0101kaj\u0101s sada\u013c\u0101s uzman\u012bba piev\u0113rsta konkr\u0113tiem aizsardz\u012bbas pas\u0101kumiem, lai katr\u0101 posm\u0101 trauc\u0113tu uzbruc\u0113jiem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Finan\u0161u tehnolo\u0123iju dro\u0161\u012bbas pamatkontroles: No pamatiem l\u012bdz progres\u012bv\u0101m tehnolo\u0123ij\u0101m<\/h2>\n\n\n\n<p>Efekt\u012bvs <strong>finan\u0161u tehnolo\u0123iju dro\u0161\u012bba<\/strong> ir balst\u012bta uz daudzl\u012bme\u0146u kontroli: profilaksi, atkl\u0101\u0161anu, rea\u0123\u0113\u0161anu un atjauno\u0161anu, kas integr\u0113ta ar <strong>normat\u012bv\u0101s atbilst\u012bbas nodro\u0161in\u0101\u0161ana<\/strong> pras\u012bbas. Kiberdro\u0161\u012bbas pas\u0101kumiem ir j\u0101risina finan\u0161u tehnolo\u0123iju oper\u0101ciju unik\u0101l\u0101s realit\u0101tes - augsts API lietojums, re\u0101l\u0101 laika apstr\u0101des pras\u012bbas un stingras darbsp\u0113jas laika pras\u012bbas.<\/p>\n\n\n\n<p>Turpm\u0101k nor\u0101d\u012bt\u0101s kontroles veidos ir praktisks pl\u0101ns, k\u0101 <strong>finan\u0161u tehnolo\u0123iju dro\u0161\u012bbas komandas<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Datu minimiz\u0113\u0161ana un saglab\u0101\u0161ana finan\u0161u tehnolo\u0123iju jom\u0101<\/h3>\n\n\n\n<p>Uzglab\u0101to datu apjoma un ilguma ierobe\u017eo\u0161ana tie\u0161i samazina p\u0101rk\u0101pumu ietekmi un vienk\u0101r\u0161o atbilst\u012bbas nodro\u0161in\u0101\u0161anu. Katrs <strong>kritiskie dati<\/strong> neuzglab\u0101jat datus, kurus nevar nozagt.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Izstr\u0101d\u0101t skaidrus datu saglab\u0101\u0161anas grafikus, no\u0161\u0137irot regulat\u012bvo minimumu un uz\u0146\u0113m\u0113jdarb\u012bbas \"pat\u012bkamo\".<\/li>\n\n\n\n<li>Piem\u0113rojiet da\u017e\u0101dus glab\u0101\u0161anas periodus dar\u012bjumu \u017eurn\u0101liem, KYC dokumentiem un anal\u012btikas datiem, pamatojoties uz juridiskaj\u0101m pras\u012bb\u0101m.<\/li>\n\n\n\n<li>Automatiz\u0113tu dz\u012bves cikla politiku izmanto\u0161ana m\u0101ko\u0146glab\u0101\u0161anas un datub\u0101z\u0113s, lai dz\u0113stu, anonimiz\u0113tu vai arhiv\u0113tu ierakstus.<\/li>\n\n\n\n<li>Regul\u0101ri p\u0101rskatiet datu v\u0101k\u0161anas praksi - p\u0101rtrauciet v\u0101kt to, kas jums nav nepiecie\u0161ams.<\/li>\n\n\n\n<li>Dokumentu saglab\u0101\u0161anas l\u0113mumu pie\u0146em\u0161ana un regul\u0101ra atbilst\u012bbas politikai rev\u012bzija.<\/li>\n<\/ul>\n\n\n\n<p>Datu minimiz\u0113\u0161ana atbalsta integr\u0113tas priv\u0101tuma aizsardz\u012bbas principus un samazina potenci\u0101lo draudu apjomu klientu uztic\u012bbai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Datu \u0161ifr\u0113\u0161ana tranz\u012bt\u0101 un miera st\u0101vokl\u012b<\/h3>\n\n\n\n<p>Visiem finan\u0161u tehnolo\u0123iju datiem, kas tiek p\u0101rraid\u012bti, j\u0101izmanto sp\u0113c\u012bga TLS konfigur\u0101cija TLS 1.3, tostarp iek\u0161\u0113j\u0101 API sazi\u0146a starp mikroservisiem, partneru integr\u0101cijas un mobilo lietot\u0146u savienojumi.<\/p>\n\n\n\n<p>pras\u012bbas attiec\u012bb\u0101 uz \u0161ifr\u0113\u0161anu miera re\u017e\u012bm\u0101:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Datu tips<\/th><th>\u0160ifr\u0113\u0161anas standarts<\/th><th>Atsl\u0113gas p\u0101rvald\u012bba<\/th><\/tr><\/thead><tbody><tr><td>Datu b\u0101zes<\/td><td>AES-256<\/td><td>P\u0101rvald\u012btas atsl\u0113gas vai HSM<\/td><\/tr><tr><td>Failu glab\u0101\u0161ana<\/td><td>AES-256<\/td><td>Klienta p\u0101rvald\u012btas atsl\u0113gas<\/td><\/tr><tr><td>Rezerves kopijas<\/td><td>AES-256<\/td><td>Atsevi\u0161\u0137a atsl\u0113gu hierarhija<\/td><\/tr><tr><td>\u017durn\u0101li<\/td><td>AES-256<\/td><td>Ierobe\u017eota piek\u013cuve<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Galvenie p\u0101rvald\u012bbas paraugprakses piem\u0113ri ir \u0161\u0101di:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Regul\u0101ra atsl\u0113gu rot\u0101cija p\u0113c noteikta grafika<\/li>\n\n\n\n<li>Pien\u0101kumu nodal\u012b\u0161ana starp galvenajiem administratoriem un datu lietot\u0101jiem.<\/li>\n\n\n\n<li>Ierobe\u017eota piek\u013cuve atsl\u0113gu p\u0101rvald\u012bbas sist\u0113m\u0101m<\/li>\n\n\n\n<li>Aparat\u016bras dro\u0161\u012bbas modu\u013ci (HSM) augstas v\u0113rt\u012bbas atsl\u0113g\u0101m.<\/li>\n<\/ul>\n\n\n\n<p>\u0160ifr\u0113\u0161ana atbilst PCI DSS pras\u012bb\u0101m un ierobe\u017eo kait\u0113jumu, ja tiek apdraud\u0113tas finan\u0161u sist\u0113mas.<\/p>\n\n\n<p><a href=\"https:\/\/thecodest.co\/en\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\"><br \/>\n<img decoding=\"async\" src=\"https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Banner.png\" alt=\"Sazinieties ar The Codest - sazinieties ar mums\" \/><br \/>\n<\/a><\/p>\n\n\n<h3 class=\"wp-block-heading\">Stingras piek\u013cuves kontroles un nulles uzticam\u012bbas principi<\/h3>\n\n\n\n<p>Ievie\u0161ot uz lom\u0101m balst\u012btu piek\u013cuves kontroli ar vismaz\u0101kaj\u0101m ties\u012bb\u0101m m\u0101ko\u0146a, lok\u0101laj\u0101s un SaaS sist\u0113m\u0101s, tiek nov\u0113rsta nesankcion\u0113ta piek\u013cuve sensit\u012bviem datiem. <strong>finan\u0161u dati<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Defin\u0113t lomas, pamatojoties uz darba funkcij\u0101m ar minim\u0101laj\u0101m nepiecie\u0161amaj\u0101m at\u013cauj\u0101m.<\/li>\n\n\n\n<li>Periodiski veikt piek\u013cuves p\u0101rskat\u012b\u0161anu un atcelt nevajadz\u012bgas privil\u0113\u0123ijas.<\/li>\n\n\n\n<li>Visur pieprasiet daudzfaktoru autentifik\u0101ciju, jo \u012bpa\u0161i attiec\u012bb\u0101 uz administratora piek\u013cuvi un privili\u0123\u0113t\u0101m API.<\/li>\n\n\n\n<li>Ieviest \"Just-In-Time\" piek\u013cuvi augsta riska oper\u0101cij\u0101m<\/li>\n<\/ul>\n\n\n\n<p>Nulles uzticam\u012bbas principi paredz t\u012bkla kompromit\u0113\u0161anu, nevis netie\u0161u uztic\u0113\u0161anos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nep\u0101rtraukti p\u0101rbaud\u012bt lietot\u0101ja un ier\u012bces identit\u0101ti<\/li>\n\n\n\n<li>Pakalpojumu un vides mikrosegment\u0101cijas \u012bsteno\u0161ana<\/li>\n\n\n\n<li>uzraudz\u012bt visu datpl\u016bsmu, tostarp iek\u0161\u0113jo sazi\u0146u<\/li>\n\n\n\n<li>Piem\u0113rot kontekst\u0101 balst\u012btas piek\u013cuves politikas, pamatojoties uz lietot\u0101ja uzved\u012bbu un riska sign\u0101liem.<\/li>\n<\/ul>\n\n\n\n<p>\u0160\u012bs pieejas ir \u012bpa\u0161i svar\u012bgas finan\u0161u tehnolo\u0123iju darba pl\u016bsm\u0101m, piem\u0113ram, piek\u013cuvei klientu atbalstam, riska oper\u0101cij\u0101m un piek\u013cuvei in\u017eeniertehniskajai ra\u017eo\u0161anai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nep\u0101rtraukta uzraudz\u012bba, anom\u0101liju atkl\u0101\u0161ana un draudu izl\u016bko\u0161ana<\/h3>\n\n\n\n<p>Centraliz\u0113tas re\u0123istr\u0113\u0161anas un dro\u0161\u012bbas inform\u0101cijas un notikumu p\u0101rvald\u012bbas (SIEM) platformas korel\u0113 notikumus m\u0101ko\u0146a resursos, API un lietot\u0101ju darb\u012bb\u0101s. Bez redzam\u012bbas potenci\u0101lie draudi netiek atkl\u0101ti.<\/p>\n\n\n\n<p>Galven\u0101s uzraudz\u012bbas iesp\u0113jas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visu sist\u0113mu, lietojumprogrammu un m\u0101ko\u0146pakalpojumu \u017eurn\u0101lu apkopo\u0161ana.<\/li>\n\n\n\n<li>Re\u0101llaika br\u012bdin\u0101jumi par dro\u0161\u012bbas notikumiem un politikas p\u0101rk\u0101pumiem<\/li>\n\n\n\n<li>Uzlabota noteik\u0161ana, izmantojot ma\u0161\u012bnm\u0101c\u012b\u0161anos, lai identific\u0113tu neparastus mode\u013cus<\/li>\n\n\n\n<li>Uzved\u012bbas anal\u012btika, lai atkl\u0101tu iek\u0161\u0113jai inform\u0101cijai l\u012bdz\u012bgas darb\u012bbas<\/li>\n\n\n\n<li>Nep\u0101rtraukti notieko\u0161a infrastrukt\u016bras un lietojumprogrammu ievainojam\u012bbu sken\u0113\u0161ana.<\/li>\n<\/ul>\n\n\n\n<p>Integr\u0101cija ar \u0101r\u0113jiem draudu izl\u016bko\u0161anas avotiem nodro\u0161ina kompromit\u0113\u0161anas indikatorus, kas attiecas uz konkr\u0113to <strong>finan\u0161u nozare<\/strong>. Agr\u012bna atkl\u0101\u0161ana nodro\u0161ina \u0101tr\u0101ku lokaliz\u0101ciju, samazinot gan tehniskos boj\u0101jumus, gan ekspluat\u0101cijas izmaksas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dro\u0161s programmat\u016bras izstr\u0101des dz\u012bves cikls (SSDLC) finan\u0161u tehnolo\u0123iju produktiem<\/h3>\n\n\n\n<p>Dro\u0161\u012bbas iestr\u0101d\u0101\u0161ana izstr\u0101d\u0113 nov\u0113r\u0161 ievainojam\u012bbas, pirms t\u0101s non\u0101k ra\u017eo\u0161an\u0101:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Statisk\u0101 lietojumprogrammu dro\u0161\u012bbas test\u0113\u0161ana (SAST) koda nodo\u0161anas laik\u0101.<\/li>\n\n\n\n<li>Dinamisk\u0101 lietojumprogrammu dro\u0161\u012bbas test\u0113\u0161ana (DAST) pret darbojo\u0161\u0101m lietojumprogramm\u0101m.<\/li>\n\n\n\n<li>Neaizsarg\u0101tu atkl\u0101t\u0101 pirmkoda komponentu atkar\u012bbu sken\u0113\u0161ana<\/li>\n\n\n\n<li>Koda p\u0101rskat\u012b\u0161ana, koncentr\u0113joties uz autentifik\u0101ciju un dar\u012bjumu lo\u0123iku.<\/li>\n<\/ul>\n\n\n\n<p>Dro\u0161s API dizains, kas saska\u0146ots ar OWASP API dro\u0161\u012bbas Top 10, nov\u0113r\u0161 autentific\u0113\u0161anas un autoriz\u0101cijas k\u013c\u016bmes, kas \u013cauj uzbruc\u0113jiem piek\u013c\u016bt sensit\u012bviem datiem.<\/p>\n\n\n\n<p><a href=\"https:\/\/thecodest.co\/lv\/dictionary\/mobile-development\/\">Mobil\u0101 att\u012bst\u012bba<\/a> praksei j\u0101piev\u0113r\u0161 papildu uzman\u012bba:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nosl\u0113pumu un API atsl\u0113gu aizsardz\u012bba mobilaj\u0101s lietojumprogramm\u0101s<\/li>\n\n\n\n<li>Sertifik\u0101tu piesprau\u0161anas ievie\u0161ana, lai nov\u0113rstu \"cilv\u0113ks pa vidu\" uzbrukumus<\/li>\n\n\n\n<li>Dro\u0161a jailbreak un root noteik\u0161ana, ja nepiecie\u0161ams<\/li>\n\n\n\n<li>Dro\u0161a viet\u0113jo datu un pilnvaru glab\u0101\u0161ana<\/li>\n<\/ul>\n\n\n\n<p>\u0160\u012bs prakses integr\u0113jas CI\/CD cauru\u013cvados, nodro\u0161inot dro\u0161\u012bbu \u0101trum\u0101. <a href=\"https:\/\/thecodest.co\/lv\/case-studies\/providing-a-team-of-ruby-developers-for-a-fintech-company\/\">finan\u0161u tehnolo\u0123iju att\u012bst\u012bba<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tre\u0161o pu\u0161u un pieg\u0101des \u0137\u0113des dro\u0161\u012bbas kontroles<\/h3>\n\n\n\n<p>Struktur\u0113ta p\u0101rdev\u0113ju dro\u0161\u012bbas programma ir v\u0113rsta uz finan\u0161u tehnolo\u0123iju darb\u012bbu sadal\u012bto raksturu:<\/p>\n\n\n\n<p><strong>Pien\u0101c\u012bga r\u016bp\u012bba:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dro\u0161\u012bbas anketas, kas attiecas uz kontroli un atbilst\u012bbu<\/li>\n\n\n\n<li>Neatkar\u012bgi rev\u012bzijas zi\u0146ojumi (SOC 2 II tipa, ISO 27001)<\/li>\n\n\n\n<li>Kritiski svar\u012bgu pieg\u0101d\u0101t\u0101ju iek\u013c\u016b\u0161anas testu kopsavilkumi<\/li>\n\n\n\n<li>Pier\u0101d\u012bjums par <strong>normat\u012bv\u0101s atbilst\u012bbas nodro\u0161in\u0101\u0161ana<\/strong> par attiec\u012bgajiem standartiem<\/li>\n<\/ul>\n\n\n\n<p><strong>L\u012bguma pras\u012bbas:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pazi\u0146o\u0161anas par p\u0101rk\u0101pumiem termi\u0146i (24-48 stundas noz\u012bm\u012bgiem incidentiem).<\/li>\n\n\n\n<li>Datu apstr\u0101des pien\u0101kumi, kas saska\u0146oti ar GDPR un cit\u0101m regul\u0101m<\/li>\n\n\n\n<li>Apak\u0161apstr\u0101d\u0101t\u0101ja p\u0101rredzam\u012bbas un apstiprin\u0101\u0161anas pras\u012bbas<\/li>\n\n\n\n<li>Datu atra\u0161an\u0101s vietas garantijas, kas atbilst normat\u012bvaj\u0101m pras\u012bb\u0101m<\/li>\n<\/ul>\n\n\n\n<p><strong>Darb\u012bbas kontrole:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ierobe\u017eojiet p\u0101rdev\u0113ja piek\u013cuvi ra\u017eo\u0161anas datiem, izmantojot tokeniz\u0101ciju vai anonimiz\u0101ciju.<\/li>\n\n\n\n<li>Ja iesp\u0113jams, nodro\u0161iniet tikai las\u0101m\u0101s saskarnes.<\/li>\n\n\n\n<li>P\u0101rdev\u0113ju piek\u013cuves un API izmanto\u0161anas uzraudz\u012bba<\/li>\n\n\n\n<li>Regul\u0101ra p\u0101rdev\u0113ja dro\u0161\u012bbas st\u0101vok\u013ca atk\u0101rtota nov\u0113rt\u0113\u0161ana<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Cilv\u0113ki, kult\u016bra un p\u0101rvald\u012bba: Fintech dro\u0161\u012bbas cilv\u0113cisk\u0101 puse<\/h2>\n\n\n\n<p>Tehnolo\u0123ijas vien nevar nodro\u0161in\u0101t finan\u0161u tehnolo\u0123iju darb\u012bbu dro\u0161\u012bbu. Cilv\u0113ku uzved\u012bba, kult\u016bra un p\u0101rvald\u012bba nosaka to, vai dro\u0161\u012bbas kontrole patie\u0161\u0101m darbojas. Daudzos p\u0113t\u012bjumos par p\u0101rk\u0101pumiem liel\u0101k\u0101 da\u013ca incidentu ir saist\u012bti ar cilv\u0113ka k\u013c\u016bd\u0101m, nepareizu konfigur\u0101ciju vai soci\u0101lo in\u017eenieriju, nevis tikai ar tehniskiem p\u0101rk\u0101pumiem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Dro\u0161\u012bbas izpratne un apm\u0101c\u012bba vis\u0101 organiz\u0101cij\u0101<\/h3>\n\n\n\n<p>Apm\u0101c\u012bba, kas attiecas uz konkr\u0113t\u0101m lom\u0101m, ir v\u0113rsta uz da\u017e\u0101diem riskiem, ar kuriem saskaras da\u017e\u0101das komandas:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/thecodest.co\/lv\/blog\/team-extension-guide-software-development\/\">In\u017eenieri<\/a>: dro\u0161a kod\u0113\u0161anas prakse, nosl\u0113pumu p\u0101rvald\u012bba, rea\u0123\u0113\u0161ana uz ievainojam\u012bb\u0101m.<\/li>\n\n\n\n<li>Klientu atbalsts: soci\u0101l\u0101s in\u017eenierijas atpaz\u012b\u0161ana, datu apstr\u0101des proced\u016bras.<\/li>\n\n\n\n<li>Finance komandas: pik\u0161\u0137er\u0113\u0161anas uzbrukumi maks\u0101jumu procesiem, kr\u0101p\u0161an\u0101s ar r\u0113\u0137iniem<\/li>\n\n\n\n<li>Vad\u012bt\u0101ji: uz\u0146\u0113mumu e-pasta kompromit\u0113\u0161ana, m\u0113r\u0137tiec\u012bgi spear-phishing uzbrukumi<\/li>\n<\/ul>\n\n\n\n<p>M\u0101c\u012bbu pieejas finan\u0161u tehnolo\u0123iju organiz\u0101cij\u0101m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Simul\u0113ti pik\u0161\u0137er\u0113\u0161anas uzbrukumi ar metriku, kas \u013cauj sekot l\u012bdzi uzlabojumiem laika gait\u0101.<\/li>\n\n\n\n<li>Dro\u0161as kod\u0113\u0161anas darbsemin\u0101ri, izmantojot re\u0101lus finan\u0161u tehnolo\u0123iju scen\u0101rijus.<\/li>\n\n\n\n<li>Regul\u0101ri atsvaidzin\u0101\u0161anas kursi, kas saska\u0146oti ar <strong>jaunie draudi<\/strong><\/li>\n\n\n\n<li>Skaidras eskal\u0101cijas proced\u016bras aizdom\u012bgu incidentu gad\u012bjum\u0101.<\/li>\n<\/ul>\n\n\n\n<p>Iek\u0101p\u0161anas un izsl\u0113g\u0161anas dro\u0161\u012bbas procesi nodro\u0161ina \u0101tru piek\u013cuves atsauk\u0161anu, kad darbinieki maina lomu vai aiziet no darba. Piel\u0101goti risin\u0101jumi da\u017e\u0101diem <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/how-to-lead-software-development-team\/\">komanda<\/a> vajadz\u012bbas uzlabo iesaist\u012b\u0161anos un dro\u0161\u012bbas izpratnes saglab\u0101\u0161anu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0101rvald\u012bba, risku p\u0101rvald\u012bba un atbilst\u012bba (GRC)<\/h3>\n\n\n\n<p>Form\u0101las p\u0101rvald\u012bbas strukt\u016bras nodro\u0161ina p\u0101rskatatbild\u012bbu un konsekvenci:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dro\u0161\u012bbas koordin\u0101cijas komiteja, kur\u0101 ir p\u0101rst\u0101v\u0113ti da\u017e\u0101di speci\u0101listi.<\/li>\n\n\n\n<li>Noteikta vad\u012bbas apstiprin\u0101ta v\u0113lme uz\u0146emties risku<\/li>\n\n\n\n<li>Dokument\u0113tas politikas, kas attiecas uz datu aizsardz\u012bbu, piek\u013cuves p\u0101rvald\u012bbu un rea\u0123\u0113\u0161anu uz incidentiem.<\/li>\n\n\n\n<li>Regul\u0101ri riska nov\u0113rt\u0113jumi ar noteiktiem riska \u012bpa\u0161niekiem un nov\u0113r\u0161anas pl\u0101niem.<\/li>\n<\/ul>\n\n\n\n<p>Dro\u0161\u012bbas integr\u0113\u0161ana ar <a href=\"https:\/\/thecodest.co\/lv\/dictionary\/what-is-enterprise-hybrid-cloud\/\">uz\u0146\u0113mums<\/a> atbilst\u012bbas funkcijas, iek\u0161\u0113jais audits un valdes l\u012bme\u0146a zi\u0146ojumi apliecina gatav\u012bbu regulatoriem un investoriem. Regul\u0113to finan\u0161u tehnolo\u0123iju gad\u012bjum\u0101 p\u0101rvald\u012bbas dokument\u0101cija var tikt p\u0101rbaud\u012bta licenc\u0113\u0161anas p\u0101rbau\u017eu un uzraudz\u012bbas nov\u0113rt\u0113jumu laik\u0101.<\/p>\n\n\n\n<p>Dro\u0161\u012bbas strat\u0113\u0123ija, kas saska\u0146ota ar uz\u0146\u0113m\u0113jdarb\u012bbas m\u0113r\u0137iem, g\u016bst vad\u012bbas atbalstu un atbilsto\u0161us resursus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Rea\u0123\u0113\u0161ana uz incidentiem un kr\u012b\u017eu p\u0101rvald\u012bba<\/h3>\n\n\n\n<p>Incidentu rea\u0123\u0113\u0161anas pl\u0101ns, kas piel\u0101gots finan\u0161u tehnolo\u0123iju scen\u0101rijiem, sagatavo komandas re\u0101liem draudiem:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maks\u0101jumu p\u0101rtraukumi, kas ietekm\u0113 klientu dar\u012bjumus<\/li>\n\n\n\n<li><a href=\"https:\/\/thecodest.co\/lv\/blog\/cyber-security-dilemmas-data-leaks\/\">Datu nopl\u016bde<\/a> atkl\u0101j <strong>klients<\/strong> dati vai finan\u0161u uzskaite<\/li>\n\n\n\n<li>API uzbrukumi, kas apdraud partneru integr\u0101ciju<\/li>\n\n\n\n<li>Kar\u0161u kompromit\u0113\u0161anas gad\u012bjumi, kad nepiecie\u0161ama masveida atk\u0101rtota izsnieg\u0161ana<\/li>\n<\/ul>\n\n\n\n<p>Defin\u0113tas lomas un pien\u0101kumi, kas aptver vair\u0101kas funkcijas:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Komanda<\/th><th>Incidenta loma<\/th><\/tr><\/thead><tbody><tr><td>Tehnisk\u0101<\/td><td>Ierobe\u017eojums, izmekl\u0113\u0161ana, san\u0101cija<\/td><\/tr><tr><td>Juridiskais<\/td><td>Regulat\u012bvais pazi\u0146ojums, atbild\u012bbas nov\u0113rt\u0113jums<\/td><\/tr><tr><td>Sabiedrisk\u0101s attiec\u012bbas\/komunik\u0101cija<\/td><td>Klientu un pla\u0161sazi\u0146as l\u012bdzek\u013cu zi\u0146ojumi<\/td><\/tr><tr><td>Atbilst\u012bba<\/td><td>Reglament\u0113jo\u0161ie zi\u0146ojumi, dokument\u0101cija<\/td><\/tr><tr><td>Klientu atbalsts<\/td><td>Klientu piepras\u012bjumi, ietekm\u0113ta sazi\u0146a ar lietot\u0101jiem<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Regul\u0101ras galda m\u0101c\u012bbas, kur\u0101s tiek izmantoti re\u0101listiski scen\u0101riji, p\u0101rbauda l\u0113mumu pie\u0146em\u0161anu spiediena apst\u0101k\u013cos. Vingrin\u0101jumos j\u0101iek\u013cauj normat\u012bvajos aktos noteiktie zi\u0146o\u0161anas termi\u0146i un protokoli par ties\u012bbaizsardz\u012bbas iest\u0101\u017eu iesaist\u012b\u0161anu, ja nepiecie\u0161ams.<\/p>\n\n\n\n<p>Sagatavot\u012bba samazina gan tehniskos zaud\u0113jumus, gan kait\u0113jumu reput\u0101cijai, kad notiek incidenti, un tie notiks.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Raugoties n\u0101kotn\u0113: Finan\u0161u tehnolo\u0123iju dro\u0161\u012bbas n\u0101kotne<\/h2>\n\n\n\n<p><strong>Fintech dro\u0161\u012bba<\/strong> turpin\u0101s att\u012bst\u012bties, rea\u0123\u0113jot uz stingr\u0101ku regul\u0113jumu, jaun\u0101m tehnolo\u0123ij\u0101m un uzbruc\u0113ju taktikas izmai\u0146\u0101m. Port\u0101ls <strong>finan\u0161u nozare<\/strong> past\u0101v\u012bgi saskaras ar spiedienu, ko rada regulatori, pieprasot augst\u0101kus standartus, un uzbruc\u0113ji, kas izstr\u0101d\u0101 arvien sare\u017e\u0123\u012bt\u0101kas metodes.<\/p>\n\n\n\n<p>N\u0101kam\u0101s tendences, kas ietekm\u0113 finan\u0161u tehnolo\u0123iju kiberdro\u0161\u012bbu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Atv\u0113rto finan\u0161u sist\u0113mas, kas papla\u0161ina datu koplieto\u0161anas pras\u012bbas un saist\u012btos dro\u0161\u012bbas pien\u0101kumus.<\/li>\n\n\n\n<li>Finan\u0161u regulatoru stingr\u0101ka m\u0101ko\u0146u p\u0101rraudz\u012bba, tostarp detaliz\u0113tas outsourcing vadl\u012bnijas.<\/li>\n\n\n\n<li>Att\u012bst\u012bbas digit\u0101l\u0101s identit\u0101tes standarti, kas nodro\u0161ina dro\u0161\u0101ku klientu verifik\u0101ciju.<\/li>\n\n\n\n<li>Kr\u0101p\u0161anas atkl\u0101\u0161ana, izmantojot m\u0101ksl\u012bgo intelektu, k\u013c\u016bst par standartu, un par\u0101d\u0101s ar\u012b atbilsto\u0161i uz m\u0101ksl\u012bgo intelektu balst\u012bti uzbrukumi.<\/li>\n\n\n\n<li>Kvantu iztur\u012bgas kriptogr\u0101fijas sagatavo\u0161ana ilgtermi\u0146a datu aizsardz\u012bbai<\/li>\n<\/ul>\n\n\n\n<p>Finan\u0161u tehnolo\u0123iju l\u012bderiem dro\u0161\u012bba ir j\u0101uzskata par nep\u0101rtrauktu uzlabo\u0161anas procesu, kas iek\u013cauts produktu strat\u0113\u0123ij\u0101, partner\u012bb\u0101s un sazi\u0146\u0101 ar klientiem. Regul\u0101riem riska nov\u0113rt\u0113jumiem, ievainojam\u012bbu sken\u0113\u0161anai un dro\u0161\u012bbas arhitekt\u016bras p\u0101rskatiem ir j\u0101b\u016bt nep\u0101rtrauktiem pas\u0101kumiem, nevis ikgad\u0113j\u0101m atz\u012bm\u0113m.<\/p>\n\n\n\n<p>Sp\u0113c\u012bgs <strong>finan\u0161u tehnolo\u0123iju dro\u0161\u012bba<\/strong> kalpo k\u0101 konkur\u0113tsp\u0113j\u012bgs diferenc\u0113jo\u0161s faktors digit\u0101lo finan\u0161u jom\u0101. Platformas, kas demonstr\u0113 stingrus kiberdro\u0161\u012bbas pas\u0101kumus, p\u0101rredzamu datu apstr\u0101des praksi un \u0101tru rea\u0123\u0113\u0161anu uz incidentiem, vairo klientu uztic\u012bbu, kas savuk\u0101rt veicina izaugsmi un saglab\u0101\u0161anu.<\/p>\n\n\n\n<p>Port\u0101ls <a href=\"https:\/\/thecodest.co\/lv\/blog\/top-30-fintechs-excelling-in-customer-centric-solutions\/\">finan\u0161u tehnolo\u0123iju nozare<\/a> turpin\u0101s saskarties ar <strong>jauni dro\u0161\u012bbas izaicin\u0101jumi<\/strong> jo tehnolo\u0123ijas att\u012bst\u0101s un uzbruc\u0113ji piel\u0101gojas. Organiz\u0101cijas, kas iegulda l\u012bdzek\u013cus daudzpak\u0101pju aizsardz\u012bb\u0101, kultiv\u0113 dro\u0161\u012bbas kult\u016bru un saglab\u0101 dro\u0161\u012bbas strat\u0113\u0123ijas elast\u012bgumu, vislab\u0101k sp\u0113s aizsarg\u0101t savus klientus un att\u012bst\u012bties digit\u0101laj\u0101s finans\u0113s.<\/p>\n\n\n<p><a href=\"https:\/\/calendar.google.com\/calendar\/u\/0\/appointments\/schedules\/AcZssZ1yVHCQbP3sxc8iCBXZMC_rbd8Tay51Xd85LAM_UK16mhr0HaFeNSaS8Y20gac636RetGdQW-8A\"><br \/>\n<img decoding=\"async\" src=\"https:\/\/thecodest.co\/app\/uploads\/2026\/02\/Edyta.contact-1.png\" alt=\"Rezerv\u0113t tik\u0161anos ar The Codest\" \/><br \/>\n<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>The global fintech market surpassed $220 billion in 2023 and continues its trajectory toward 2030, making security a board-level priority for every digital finance company. As fintech platforms process card data, bank credentials, biometrics, and transaction metadata every second, the stakes for protecting this information have never been higher. This article provides a concrete, practical [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10839,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[15],"tags":[32],"class_list":["post-10837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","tag-fintech"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Fintech Security: Protecting Digital Finance in 2026 - The Codest<\/title>\n<meta name=\"description\" content=\"Learn how fintech companies protect financial data with modern cybersecurity strategies, compliance frameworks, and secure infrastructure in 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecodest.co\/lv\/emuars\/fintech-drosiba-kas-aizsarga-digitalas-finanses-2026-gada\/\" \/>\n<meta property=\"og:locale\" content=\"lv_LV\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fintech Security: Protecting Digital Finance in 2026\" \/>\n<meta property=\"og:description\" content=\"Learn how fintech companies protect financial data with modern cybersecurity strategies, compliance frameworks, and secure infrastructure in 2026.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thecodest.co\/lv\/emuars\/fintech-drosiba-kas-aizsarga-digitalas-finanses-2026-gada\/\" \/>\n<meta property=\"og:site_name\" content=\"The Codest\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-02T10:33:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-04T10:36:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thecodest.co\/app\/uploads\/2026\/03\/Fintech-Security.png\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"540\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"thecodest\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"thecodest\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"18 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/fintech-security-protecting-digital-finance-in-2026\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/fintech-security-protecting-digital-finance-in-2026\\\/\"},\"author\":{\"name\":\"thecodest\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/#\\\/schema\\\/person\\\/7e3fe41dfa4f4e41a7baad4c6e0d4f76\"},\"headline\":\"Fintech Security: Protecting Digital Finance in 2026\",\"datePublished\":\"2026-03-02T10:33:26+00:00\",\"dateModified\":\"2026-03-04T10:36:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/fintech-security-protecting-digital-finance-in-2026\\\/\"},\"wordCount\":3839,\"publisher\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/fintech-security-protecting-digital-finance-in-2026\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/thecodest.co\\\/app\\\/uploads\\\/2026\\\/03\\\/Fintech-Security.png\",\"keywords\":[\"Fintech\"],\"articleSection\":[\"Fintech\"],\"inLanguage\":\"lv\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/fintech-security-protecting-digital-finance-in-2026\\\/\",\"url\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/fintech-security-protecting-digital-finance-in-2026\\\/\",\"name\":\"Fintech Security: Protecting Digital Finance in 2026 - 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The Codest","description":"Uzziniet, k\u0101 finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi aizsarg\u0101 finan\u0161u datus, izmantojot modernas kiberdro\u0161\u012bbas strat\u0113\u0123ijas, atbilst\u012bbas sist\u0113mas un dro\u0161u infrastrukt\u016bru 2026. gad\u0101.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/thecodest.co\/lv\/emuars\/fintech-drosiba-kas-aizsarga-digitalas-finanses-2026-gada\/","og_locale":"lv_LV","og_type":"article","og_title":"Fintech Security: Protecting Digital Finance in 2026","og_description":"Learn how fintech companies protect financial data with modern cybersecurity strategies, compliance frameworks, and secure infrastructure in 2026.","og_url":"https:\/\/thecodest.co\/lv\/emuars\/fintech-drosiba-kas-aizsarga-digitalas-finanses-2026-gada\/","og_site_name":"The Codest","article_published_time":"2026-03-02T10:33:26+00:00","article_modified_time":"2026-03-04T10:36:20+00:00","og_image":[{"width":960,"height":540,"url":"https:\/\/thecodest.co\/app\/uploads\/2026\/03\/Fintech-Security.png","type":"image\/png"}],"author":"thecodest","twitter_card":"summary_large_image","twitter_misc":{"Written by":"thecodest","Est. reading time":"18 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/thecodest.co\/blog\/fintech-security-protecting-digital-finance-in-2026\/#article","isPartOf":{"@id":"https:\/\/thecodest.co\/blog\/fintech-security-protecting-digital-finance-in-2026\/"},"author":{"name":"thecodest","@id":"https:\/\/thecodest.co\/#\/schema\/person\/7e3fe41dfa4f4e41a7baad4c6e0d4f76"},"headline":"Fintech Security: Protecting Digital Finance in 2026","datePublished":"2026-03-02T10:33:26+00:00","dateModified":"2026-03-04T10:36:20+00:00","mainEntityOfPage":{"@id":"https:\/\/thecodest.co\/blog\/fintech-security-protecting-digital-finance-in-2026\/"},"wordCount":3839,"publisher":{"@id":"https:\/\/thecodest.co\/#organization"},"image":{"@id":"https:\/\/thecodest.co\/blog\/fintech-security-protecting-digital-finance-in-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/thecodest.co\/app\/uploads\/2026\/03\/Fintech-Security.png","keywords":["Fintech"],"articleSection":["Fintech"],"inLanguage":"lv"},{"@type":"WebPage","@id":"https:\/\/thecodest.co\/blog\/fintech-security-protecting-digital-finance-in-2026\/","url":"https:\/\/thecodest.co\/blog\/fintech-security-protecting-digital-finance-in-2026\/","name":"Fintech dro\u0161\u012bba: Finance aizsardz\u012bba 2026. gad\u0101 - 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