{"id":10329,"date":"2025-12-09T10:49:18","date_gmt":"2025-12-09T10:49:18","guid":{"rendered":"https:\/\/thecodest.co\/blog\/\/"},"modified":"2026-02-18T12:33:32","modified_gmt":"2026-02-18T12:33:32","slug":"labakas-tehnologijas-ko-izmanto-eiropas-finansu-tehnologiju-attistiba","status":"publish","type":"post","link":"https:\/\/thecodest.co\/lv\/blog\/top-technologies-used-in-european-fintech-development\/","title":{"rendered":"Galven\u0101s Eiropas FinTech izstr\u0101d\u0113 izmantot\u0101s tehnolo\u0123ijas"},"content":{"rendered":"

Izp\u0113t\u012bt galven\u0101s tehnolo\u0123ijas, kas ietekm\u0113 FinTech<\/strong> Eirop\u0101<\/h1>\n

Vis\u0101 Eirop\u0101 fintech<\/a> nozare<\/strong> piedz\u012bvo vienu no dzi\u013c\u0101kaj\u0101m p\u0101rmai\u0146\u0101m sav\u0101 v\u0113stur\u0113. Finan\u0161u iest\u0101des<\/strong>, finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong>, un izveidoja finan\u0161u iest\u0101des<\/strong> saskaras ar pieaugo\u0161u spiedienu moderniz\u0113t tehnolo\u0123iju paketes, vienlaikus nodro\u0161inot atbilst\u012bbu normat\u012bvajiem aktiem, stabilu dro\u0161\u012bbu un klientu uztic\u0113\u0161anos. Daudzi finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/a><\/strong> joproj\u0101m ir gr\u016bti noteikt, kuras tehnolo\u0123ijas ir patiesi svar\u012bgas un kuras tendences ir tikai troksnis. \u0160\u012b nenoteikt\u012bba ir \u012bpa\u0161i redzama finan\u0161u ainava<\/strong> kur inov\u0101ciju cikli pa\u0101trin\u0101s, pieaug klientu pras\u012bbas un pastiprin\u0101s tikai digit\u0101lo tirgus dal\u012bbnieku konkurence.<\/p>\n

\u0160is mikroblogs par galvenaj\u0101m tehnolo\u0123ij\u0101m, ko izmanto Eiropas finan\u0161u tehnolo\u0123iju att\u012bst\u012bba<\/a><\/strong> p\u0113ta tehnolo\u0123ijas, kas akt\u012bvi p\u0101rveido finan\u0161u pakalpojumi<\/strong>, finan\u0161u oper\u0101cijas<\/strong>un klientu iesaist\u012b\u0161ana vis\u0101 kontinent\u0101. T\u0101 viet\u0101, lai sekotu l\u012bdzi p\u0101rsp\u012bl\u0113jumiem, t\u0101 koncentr\u0113jas uz to, kas jau p\u0101rveidojas. finan\u0161u pakalpojumi<\/strong> re\u0101l\u0101s ra\u017eo\u0161anas vid\u0113s un k\u0101p\u0113c \u0161\u012bs tehnolo\u0123ijas k\u013c\u016bst b\u016btiskas, lai finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> kas darbojas Eirop\u0101.<\/p>\n

Eiropas finan\u0161u tehnolo\u0123iju nozare<\/strong> p\u0113d\u0113jo desmit gadu laik\u0101 ir strauji att\u012bst\u012bjusies. Tas, kas s\u0101k\u0101s k\u0101 jaunuz\u0146\u0113mumu vilnis, kas izaicin\u0101ja tradicion\u0101l\u0101s bankas<\/strong> ir izveidojusies par sare\u017e\u0123\u012btu ekosist\u0113mu, kur\u0101 finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong>, tradicion\u0101l\u0101s finan\u0161u iest\u0101des<\/strong>, centr\u0101l\u0101s bankas un regulatori nep\u0101rtraukti mijiedarbojas. . finan\u0161u nozare<\/strong> Eirop\u0101 tagad ir tikpat svar\u012bga sadarb\u012bba, cik konkurence, un finan\u0161u tehnolo\u0123iju risin\u0101jumi<\/a><\/strong> arvien vair\u0101k iek\u013caujas finan\u0161u pakalpojumu nozare<\/strong>.<\/p>\n

Finan\u0161u iest\u0101des, klientu gaidas un digit\u0101lais spiediens<\/h2>\n

Finan\u0161u iest\u0101des<\/strong> \u0161odien darbojas vid\u0113, ko nosaka stingra finan\u0161u noteikumi<\/strong>, pieaugo\u0161\u0101s pras\u012bbas attiec\u012bb\u0101 uz p\u0101rredzam\u012bbu un pieaugo\u0161\u0101 pa\u013cau\u0161an\u0101s uz digit\u0101lie pakalpojumi<\/strong>. Klienti vairs nesal\u012bdzina savus banku pakalpojumi<\/a> pakalpojumi<\/strong> tikai cit\u0101m bank\u0101m. T\u0101s sal\u012bdzina t\u0101s ar finan\u0161u tehnolo\u0123iju lietotnes<\/strong>, digit\u0101lie maki<\/strong>, un superapps<\/strong> kas nodro\u0161ina vienotu integr\u0101ciju starp maks\u0101jumiem, invest\u012bcij\u0101m un person\u012bgais finanses<\/a> vad\u012bba<\/strong>. <\/p>\n

\u0160\u012b p\u0101rmai\u0146a liek gan finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> un tradicion\u0101l\u0101s bankas<\/strong> p\u0101rdom\u0101t savu finan\u0161u sist\u0113mas<\/strong> un ieviest tehnolo\u0123ijas, kas atbalsta darb\u012bbas efektivit\u0101te<\/strong>, m\u0113rogojam\u012bbu un personaliz\u0101ciju.<\/p>\n

Blockchain un decentraliz\u0113tais Finance Eirop\u0101<\/h2>\n

Blockchain<\/a><\/strong> tehnolo\u0123ija ir p\u0101rsp\u0113jusi eksperimentus Eiropas Savien\u012bb\u0101. finan\u0161u tehnolo\u0123iju nozare<\/strong>. T\u0101s b\u016bt\u012bba, blok\u0137\u0113de<\/strong> nodro\u0161ina decentraliz\u0113tu virsgr\u0101matu, kas re\u0123istr\u0113 finan\u0161u dar\u012bjumi<\/a><\/strong> dro\u0161i un p\u0101rredzami. \u0160ai iesp\u0113jai ir b\u016btiska ietekme uz finan\u0161u tirgi<\/strong>, maks\u0101jumu pakalpojumi<\/strong>, un finan\u0161u p\u0101rredzam\u012bba<\/strong>, jo \u012bpa\u0161i re\u0123ionos, kur uzticam\u012bba, revid\u0113jam\u012bba un atbilst\u012bba nav oblig\u0101ti apsprie\u017eama.<\/p>\n

Eiropas finan\u0161u tehnolo\u0123iju att\u012bst\u012bba<\/strong>, blok\u0137\u0113de<\/strong> ir cie\u0161i saist\u012bta ar decentraliz\u0113tas finanses<\/strong>. Decentraliz\u0113tas finanses<\/strong> no\u0146em starpniekus no finan\u0161u dar\u012bjumi<\/strong>, kas \u013cauj savstarp\u0113jie maks\u0101jumi<\/strong>, aizdo\u0161anu, tirdzniec\u012bbu un akt\u012bvu p\u0101rvald\u012bbu tie\u0161i starp lietot\u0101jiem. \u0160is modelis no jauna nosaka to, k\u0101 finan\u0161u sist\u0113mas<\/strong> var darboties, sniedzot lietot\u0101jiem liel\u0101ku kontroli p\u0101r saviem akt\u012bviem, vienlaikus samazinot atkar\u012bbu no centraliz\u0113t\u0101m iest\u0101d\u0113m.<\/p>\n

Blockchain<\/strong>-balst\u012btas sist\u0113mas jau tiek izmantotas, lai atvieglotu p\u0101rrobe\u017eu finan\u0161u dar\u012bjumi<\/strong>, kas v\u0113sturiski ir biju\u0161i l\u0113ni un d\u0101rgi. Nov\u0113r\u0161ot vair\u0101kus starpniekus, blok\u0137\u0113de<\/strong> nodro\u0161ina \u0101tr\u0101ku nor\u0113\u0137inu laiku un iev\u0113rojamu izmaksu ietaup\u012bjumi<\/strong>.<\/p>\n

Tas ir \u012bpa\u0161i svar\u012bgi Eirop\u0101, kur p\u0101rrobe\u017eu tirdzniec\u012bba ir izplat\u012bta un kur finan\u0161u iest\u0101des<\/strong> j\u0101p\u0101rvalda vair\u0101kas val\u016btas, regulat\u012bv\u0101s sist\u0113mas un banku infrastrukt\u016bras.<\/p>\n

Neraugoties uz t\u0101 sol\u012bjumiem, blok\u0137\u0113de<\/strong> pie\u0146em\u0161ana Eirop\u0101 nav bez probl\u0113m\u0101m. Joproj\u0101m past\u0101v probl\u0113mas saist\u012bb\u0101 ar m\u0113rogojam\u012bbu, energoefektivit\u0101ti un regul\u0113juma skaidr\u012bbu. Tom\u0113r integr\u0113\u0161ana decentraliz\u0113tas finanses<\/strong> regul\u0113taj\u0101s vid\u0113s k\u013c\u016bst aizvien strauj\u0101ka, un jau atz\u012bti finan\u0161u iest\u0101des<\/strong> s\u0101k piedal\u012bties k\u0101 likvidit\u0101tes nodro\u0161in\u0101t\u0101ji, tur\u0113t\u0101ji un infrastrukt\u016bras partneri. Tas iez\u012bm\u0113 b\u016btisku p\u0101rmai\u0146u, kad blok\u0137\u0113de<\/strong> vairs nav novietots pret finan\u0161u nozare<\/strong> bet aizvien vair\u0101k taj\u0101 iestr\u0101d\u0101ta.<\/p>\n

M\u0101ksl\u012bgais intelekts un Machine Learning k\u0101 FinTech pamati<\/h2>\n

M\u0101ksl\u012bgais intelekts<\/strong> ir k\u013cuvusi par vienu no ietekm\u012bg\u0101kajiem sp\u0113kiem, kas veido finan\u0161u tehnolo\u0123iju nozare<\/a><\/strong> tendences Eirop\u0101. At\u0161\u0137ir\u012bb\u0101 no iepriek\u0161\u0113jiem automatiz\u0101cijas vi\u013c\u0146iem, AI<\/a> darbina<\/strong> sist\u0113mas tagad ir dzi\u013ci iestr\u0101d\u0101tas finan\u0161u oper\u0101cijas<\/strong>, riska p\u0101rvald\u012bba<\/strong>un klientu iesaiste. Finan\u0161u iest\u0101des<\/strong> izmantojot m\u0101ksl\u012bgais intelekts<\/strong> ieg\u016bst iesp\u0113ju apstr\u0101d\u0101t lielus apjomus dati<\/a> punktus re\u0101llaik\u0101, kas \u013cauj \u0101tr\u0101k un prec\u012bz\u0101k pie\u0146emt l\u0113mumus.<\/p>\n

Ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s<\/a><\/strong> mode\u013ci tiek pla\u0161i piem\u0113roti vis\u0101 kr\u0101p\u0161anas atkl\u0101\u0161ana<\/strong>, kred\u012btu v\u0113rt\u0113\u0161ana un finan\u0161u model\u0113\u0161ana<\/strong>. Analiz\u0113jot klientu dati<\/strong>, dar\u012bjumu v\u0113sturi, t\u0113r\u0113\u0161anas paradumiem un alternat\u012bviem datu avotiem, AI<\/strong> sist\u0113mas var identific\u0113t mode\u013cus, kurus tradicion\u0101l\u0101s uz noteikumiem balst\u012bt\u0101s sist\u0113mas var\u0113tu palaist gar\u0101m. \u0160\u012b sp\u0113ja ir b\u016btiska, lai c\u012bn\u012btos pret finan\u0161u kr\u0101p\u0161ana<\/strong>, kur draudi nep\u0101rtraukti att\u012bst\u0101s un ir nepiecie\u0161ama adapt\u012bva reakcija.<\/P\n\n\n\n

M\u0101ksl\u012bgais intelekts<\/strong> uzlabo kr\u0101p\u0161anas atkl\u0101\u0161ana<\/strong> veicot uzraudz\u012bbu finan\u0161u dar\u012bjumi<\/strong> re\u0101llaik\u0101 un nor\u0101da uz anom\u0101lij\u0101m, kas nor\u0101da uz iesp\u0113jamu kr\u0101p\u0161anas nov\u0113r\u0161ana<\/strong> scen\u0101riji. Finan\u0161u iest\u0101des<\/strong> kas izvieto AI<\/strong> vietn\u0113 kiberdro\u0161\u012bba<\/a> protokoli sp\u0113j \u0101tr\u0101k atkl\u0101t un nov\u0113rst p\u0101rk\u0101pumus, t\u0101d\u0113j\u0101di samazinot kop\u0113j\u0101s izmaksas, kas saist\u012btas ar datu aizsardz\u012bbas p\u0101rk\u0101pumiem.<\/p>\n

Papildus dro\u0161\u012bbai, m\u0101ksl\u012bgais intelekts<\/strong> p\u0101rveido personaliz\u0113tas finan\u0161u konsult\u0101cijas<\/strong> un bag\u0101t\u012bbas p\u0101rvald\u012bba<\/strong>. Ar m\u0101ksl\u012bgo intelektu darbin\u0101ms<\/strong> konsult\u0101ciju sist\u0113mas analiz\u0113 finan\u0161u r\u0101d\u012bt\u0101ji<\/strong>, ieguld\u012bjumu m\u0113r\u0137i, riska tolerance un uzved\u012bbas mode\u013ci, lai optimiz\u0113tu. ieguld\u012bjumu strat\u0113\u0123ijas<\/strong> individu\u0101liem lietot\u0101jiem. \u0160\u012bs sist\u0113mas \u013cauj finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> pieg\u0101d\u0101t personaliz\u0113ti finan\u0161u pakalpojumi<\/strong> m\u0113rog\u0101.<\/p>\n

Ieb\u016bv\u0113tais Finance, Superapps un platformas ekonomika<\/h2>\n

Iegult\u0101s finanses<\/strong> strauji maina to, k\u0101 finan\u0161u pakalpojumi<\/strong> tiek pieg\u0101d\u0101ti vis\u0101 Eirop\u0101. Integr\u0113jot finan\u0161u pakalpojumi<\/strong> tie\u0161i nefinan\u0161u digit\u0101lie pakalpojumi<\/strong>, iegultie finan\u0161u risin\u0101jumi<\/strong> izveidot vienotu lietot\u0101ja pieredzi, kur maks\u0101jumi, aizdevumi, apdro\u0161in\u0101\u0161ana<\/a>, un banku pakalpojumi<\/strong> tiek pied\u0101v\u0101tas kontekstu\u0101li, kad tas ir nepiecie\u0161ams.<\/p>\n

Port\u0101ls iegult\u0101s finanses<\/strong> tirgus<\/a> l\u012bdz 2030. gadam sasniegs 7,2 triljonus ASV dol\u0101ru, t\u0101d\u0113j\u0101di uzsverot t\u0101s k\u0101 izaugsmes virz\u012bt\u0101jsp\u0113ka noz\u012bmi. finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> un tradicion\u0101l\u0101s finan\u0161u iest\u0101des<\/strong>. Uz\u0146\u0113mumi, kas pie\u0146em iegult\u0101s finanses<\/strong> uzlabot savu v\u0113rt\u012bbu, pied\u0101v\u0101jot finan\u0161u instrumenti<\/strong> organiski saist\u012bti ar lietot\u0101ju ce\u013cojumiem.<\/p>\n

Superapps<\/strong> ir viena no redzam\u0101kaj\u0101m izpausm\u0113m iegult\u0101s finanses<\/strong>. \u0160\u012bs platformas konsolid\u0113 maks\u0101jumus, ieguld\u012bjumu strat\u0113\u0123ijas<\/strong>, banku pakalpojumi<\/strong>un komun\u0101lo pakalpojumu maks\u0101jumus vien\u0101 saskarn\u0113. Glob\u0101l\u0101 superapp<\/strong> prognoz\u0113ts, ka l\u012bdz 2032. gadam tirgus sasniegs 722,4 miljardus ASV dol\u0101ru, atspogu\u013cojot sp\u0113c\u012bgu piepras\u012bjumu p\u0113c unific\u0113ta finan\u0161u pieredze<\/strong>.<\/p>\n


\n\"Sazinieties
\n<\/a><\/p>\n

Neobankas, m\u0101ko\u0146dato\u0161ana un infrastrukt\u016bras sl\u0101nis<\/h2>\n

Neobankas<\/strong> ir k\u013cuvu\u0161i par noteico\u0161o sp\u0113ku Eiropas finan\u0161u tehnolo\u0123iju ainava<\/strong>. \u0160\u012bs tikai digit\u0101l\u0101s bankas darbojas bez fizisk\u0101m fili\u0101l\u0113m un par priorit\u0101ti izvirza mobil\u0101s ier\u012bces, intuit\u012bvas saskarnes un zem\u0101kas komisijas maksas sal\u012bdzin\u0101jum\u0101 ar cit\u0101m bank\u0101m. tradicion\u0101l\u0101 banku darb\u012bba<\/strong> iest\u0101des. Neobankas<\/strong> lietot\u0101jiem, kas mekl\u0113 t\u016bl\u012bt\u0113ju piek\u013cuvi tehnolo\u0123ij\u0101m. finan\u0161u pakalpojumi<\/strong>.<\/p>\n

M\u0101ko\u0146dato\u0161ana<\/a><\/strong> ir pamat\u0101 liel\u0101 m\u0113r\u0101 veikl\u012bbai, kas v\u0113rojama Eiropas finan\u0161u tehnolo\u0123iju att\u012bst\u012bba<\/strong>. Izmantojot m\u0101konis<\/a> skait\u013co\u0161ana<\/strong>, finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> var \u0101tri papla\u0161in\u0101t, \u0101tr\u0101k ieviest jaunas funkcijas un rentabli p\u0101rvald\u012bt datus. Apvienojum\u0101 ar atv\u0113rt\u0101 banku sist\u0113ma<\/strong> iniciat\u012bvas, m\u0101ko\u0146dato\u0161ana<\/strong> \u013cauj bez probl\u0113m\u0101m integr\u0113t tre\u0161o pu\u0161u finan\u0161u pakalpojumi<\/strong> un kodols finan\u0161u sist\u0113mas<\/strong>.<\/p>\n

RegTech, dro\u0161\u012bba un atbilst\u012bbas nodro\u0161in\u0101\u0161anas n\u0101kotne<\/h2>\n

Regulat\u012bv\u0101 tehnolo\u0123ija<\/strong>vai RegTech<\/strong>, k\u013c\u016bst neaizst\u0101jams, jo finan\u0161u noteikumi<\/strong> k\u013c\u016bst sare\u017e\u0123\u012bt\u0101ka. RegTech risin\u0101jumi<\/strong> automatiz\u0113t atbilst\u012bbas procesus, dar\u012bjumu uzraudz\u012bbu un riska p\u0101rvald\u012bba<\/strong>, kas \u013cauj finan\u0161u iest\u0101des<\/strong> efekt\u012bv\u0101k izpild\u012bt normat\u012bv\u0101s pras\u012bbas.<\/p>\n

Ar iestr\u0101di RegTech<\/strong> pamatplatform\u0101s, finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> var m\u0113rogot, vienlaikus saglab\u0101jot atbilst\u012bbu, dro\u0161\u012bbu un darb\u012bbas efektivit\u0101te<\/strong>. \u0160\u0101da integr\u0101cija tagad ir priek\u0161noteikums ilgtermi\u0146a pan\u0101kumiem Eiropas Savien\u012bb\u0101. finan\u0161u tehnolo\u0123iju nozare<\/strong>.<\/p>\n

Galven\u0101 atzi\u0146a<\/h2>\n

\nEiropas finan\u0161u tehnolo\u0123iju nozare<\/strong> vairs nenoteic eksperimenti, bet gan izpilde. Tehnolo\u0123ijas, piem\u0113ram. m\u0101ksl\u012bgais intelekts<\/strong>, blok\u0137\u0113de<\/strong>, iegult\u0101s finanses<\/strong>, m\u0101ko\u0146dato\u0161ana<\/strong>, un RegTech<\/strong> nav jaunas tendences - t\u0101s ir pamatsp\u0113jas. . finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi<\/strong> un finan\u0161u iest\u0101des<\/strong> darbojas Eirop\u0101, konkur\u0113tsp\u0113jas priek\u0161roc\u012bbas tagad ir atkar\u012bgas no t\u0101, cik efekt\u012bvi \u0161\u012bs tehnolo\u0123ijas tiek apvienotas, lai nodro\u0161in\u0101tu dro\u0161u, atbilsto\u0161u un m\u0113rogojamu pakalpojumu. finan\u0161u pakalpojumi<\/strong> kas atbilst pieaugo\u0161aj\u0101m klientu v\u0113lm\u0113m stingri regul\u0113t\u0101 vid\u0113.\n<\/p>\n


\n\"Rezerv\u0113t
\n<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Exploring Key Technologies Shaping FinTech in Europe Across Europe, the fintech industry is undergoing one of the most profound transformations in its history. Financial institutions, fintech firms, and established financial institutions are facing growing pressure to modernize their technology stacks while maintaining regulatory compliance, robust security, and customer trust. Many fintech companies still struggle to […]<\/p>\n","protected":false},"author":2,"featured_media":10332,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[15],"tags":[32,20],"class_list":["post-10329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","tag-fintech","tag-software-development"],"acf":[],"yoast_head":"\nTop technologies used in European FinTech development - The Codest<\/title>\n<meta name=\"description\" content=\"Discover how AI, blockchain, embedded finance, and cloud computing are transforming the European FinTech industry and modern financial services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecodest.co\/lv\/emuars\/labakas-tehnologijas-ko-izmanto-eiropas-finansu-tehnologiju-attistiba\/\" \/>\n<meta property=\"og:locale\" content=\"lv_LV\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top technologies used in European FinTech development\" \/>\n<meta property=\"og:description\" content=\"Discover how AI, blockchain, embedded finance, and cloud computing are transforming the European FinTech industry and modern financial services.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thecodest.co\/lv\/emuars\/labakas-tehnologijas-ko-izmanto-eiropas-finansu-tehnologiju-attistiba\/\" \/>\n<meta property=\"og:site_name\" content=\"The Codest\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-09T10:49:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-18T12:33:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thecodest.co\/app\/uploads\/2025\/12\/How-scaleups-build-fintech-apps-with-European-partners.png\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"540\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"thecodest\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"thecodest\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-technologies-used-in-european-fintech-development\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-technologies-used-in-european-fintech-development\\\/\"},\"author\":{\"name\":\"thecodest\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/#\\\/schema\\\/person\\\/7e3fe41dfa4f4e41a7baad4c6e0d4f76\"},\"headline\":\"Top technologies used in European FinTech development\",\"datePublished\":\"2025-12-09T10:49:18+00:00\",\"dateModified\":\"2026-02-18T12:33:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-technologies-used-in-european-fintech-development\\\/\"},\"wordCount\":659,\"publisher\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-technologies-used-in-european-fintech-development\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/thecodest.co\\\/app\\\/uploads\\\/2025\\\/12\\\/How-scaleups-build-fintech-apps-with-European-partners.png\",\"keywords\":[\"Fintech\",\"software development\"],\"articleSection\":[\"Fintech\"],\"inLanguage\":\"lv\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-technologies-used-in-european-fintech-development\\\/\",\"url\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-technologies-used-in-european-fintech-development\\\/\",\"name\":\"Top technologies used in European FinTech development - 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