{"id":3317,"date":"2023-09-07T10:02:14","date_gmt":"2023-09-07T10:02:14","guid":{"rendered":"http:\/\/the-codest.localhost\/blog\/how-mobile-technology-is-reshaping-the-industry\/"},"modified":"2024-08-09T11:16:49","modified_gmt":"2024-08-09T11:16:49","slug":"hvernig-farsimataekni-er-ad-endurskipuleggja-idnadinn","status":"publish","type":"post","link":"https:\/\/thecodest.co\/is\/blog\/how-mobile-technology-is-reshaping-the-industry\/","title":{"rendered":"Hvernig fars\u00edmat\u00e6kni er a\u00f0 endurskipuleggja i\u00f0na\u00f0inn"},"content":{"rendered":"<p>\u00cd s\u00edfellt \u00fer\u00f3andi landslagi t\u00e6kni og <a href=\"https:\/\/thecodest.co\/is\/blog\/top-technologies-used-in-european-fintech-development\/\">fj\u00e1rm\u00e1l<\/a>, f\u00e1 umr\u00e6\u00f0uefni vekja jafn mikla athygli og <strong><a href=\"https:\/\/thecodest.co\/is\/blog\/the-future-of-insurance-a-comprehensive-guide-to-digital-transformation\/\">stafr\u00e6n umbreyting<\/a> <\/strong>. \u00c9g er Jakub., <a href=\"https:\/\/thecodest.co\/is\/blog\/guide-to-enterprise-software-development\/\">CTO<\/a> af <a href=\"https:\/\/thecodest.co\/is\/blog\/vibrant-upturn-charting-the-resolute-rise-of-swedish-firms\/\">The Codest<\/a>, og \u00ed dag hef \u00e9g \u00feann hei\u00f0ur a\u00f0 tala vi\u00f0 <a href=\"https:\/\/www.linkedin.com\/in\/alexandrosioannou\/\">Alexandros Ioannou<\/a> \u2013 sem CTO \u00ed <strong><a href=\"https:\/\/thecodest.co\/is\/dictionary\/what-is-fintech-in-banking\/\">FinTech<\/a><\/strong> og <strong>Fars\u00edmat\u00e6kni<\/strong>, hann skarar fram \u00far \u00ed a\u00f0 lei\u00f0a stofnanir \u00e1 n\u00fd h\u00e6\u00f0ir me\u00f0 forystu <a href=\"https:\/\/thecodest.co\/is\/dictionary\/why-agile-is-good\/\">sveigjanlegur<\/a> teams sem einbl\u00edna \u00e1 hra\u00f0a n\u00fdsk\u00f6pun og vir\u00f0isaukandi afhendingu.<\/p>\n<p><strong>Jakub Jakubowicz: Alexandros, \u00fea\u00f0 er \u00e1n\u00e6gjulegt a\u00f0 hafa \u00feig h\u00e9r \u00ed dag. Skulum byrja \u00e1 a\u00f0 r\u00e6\u00f0a hlutverk fars\u00edmat\u00e6kni \u00ed FinTech. <\/strong><\/p>\n<p><strong>Alexandros Ioannou:<\/strong>Takk fyrir a\u00f0 hafa mig, Jakub. Fars\u00edmat\u00e6kni er ekki bara aukahlutur heldur hryggurinn \u00ed okkar <strong><a href=\"https:\/\/thecodest.co\/is\/blog\/revolutionizing-banking-unbeatable-fintech-solutions-for-banks\/\">FinTech lausnir<\/a><\/strong>. \u00cd hra\u00f0a l\u00edfsst\u00edlnum n\u00fat\u00edmans er \u00fea\u00f0 ekki l\u00faxus a\u00f0 bj\u00f3\u00f0a upp \u00e1 fj\u00e1rm\u00e1la\u00fej\u00f3nustu sem er a\u00f0gengileg, \u00fe\u00e6gileg og tafarlaus \u00ed gegnum fars\u00edma; \u00fea\u00f0 er nau\u00f0syn.<\/p>\n<p><strong>Jakub Jakubowicz: \u00dea\u00f0 er mj\u00f6g skynsamlegt. N\u00fa, \u00feegar vi\u00f0 r\u00e6\u00f0um innlei\u00f0ingu fars\u00edmat\u00e6kni, er mikilv\u00e6gt a\u00f0 r\u00e6\u00f0a einnig hindranirnar. Getur\u00f0u nefnt nokkur af \u00feeim \u00e1skorunum sem \u00fe\u00fa hefur sta\u00f0i\u00f0 frammi fyrir vi\u00f0 a\u00f0 innlei\u00f0a fars\u00edma n\u00fdjungar \u00ed fj\u00e1rm\u00e1lav\u00f6rur?<\/strong><\/p>\n<p><strong>Alexandros Ioannou:<\/strong>Vissulega, \u00fer\u00e1tt fyrir a\u00f0 fars\u00edmat\u00e6kni bj\u00f3\u00f0i upp \u00e1 ford\u00e6malausa \u00fe\u00e6gindi, fylgja henni s\u00edn eigin \u00e1skoranir \u2013 \u00f6ryggi og notendaupplifun eru \u00ed fremstu r\u00f6\u00f0. Markmi\u00f0i\u00f0 hefur \u00e6t\u00ed\u00f0 veri\u00f0 a\u00f0 skapa \u00f6ruggt umhverfi sem jafnvel einstaklingur me\u00f0 takmarka\u00f0a t\u00e6knikunn\u00e1ttu getur au\u00f0veldlega rata\u00f0 \u00ed. Til a\u00f0 n\u00e1 \u00feessu jafnv\u00e6gi \u00fearf st\u00f6\u00f0ugar a\u00f0l\u00f6gun og liprar vinnua\u00f0fer\u00f0ir, auk mikilla fj\u00e1rfestinga \u00ed kerfum til a\u00f0 greina svik og \u00ed h\u00f6nnun notendavi\u00f0m\u00f3ts.<\/p>\n<p><strong>Jakub Jakubowicz: Alveg r\u00e9tt, \u00f6ryggi og notagildi eru sannarlega tv\u00e6r hli\u00f0ar \u00e1 s\u00f6mu mynt. Ennfremur, a\u00f0 \u00fe\u00ednu mati, hvernig hafa fars\u00edmat\u00e6kni haft \u00e1hrif \u00e1 stefnur um vi\u00f0skiptavina\u00f6flun og vi\u00f0skiptavinahald \u00ed <strong><a href=\"https:\/\/thecodest.co\/is\/blog\/fintech-app-development-services-features-in-2026\/\">Fintech-i\u00f0na\u00f0urinn<\/a>?<\/strong><\/strong><\/p>\n<p><strong>Alexandros Ioannou:<\/strong>Hlutverk fars\u00edmat\u00e6kni \u00ed vi\u00f0skiptavina\u00f6flun og vi\u00f0skiptavinahalds er ekki h\u00e6gt a\u00f0 ofmeta. Vi\u00f0 getum betur skili\u00f0 heg\u00f0un notenda og \u00f3skir \u00feeirra me\u00f0 r\u00edkum <a href=\"https:\/\/thecodest.co\/is\/blog\/app-data-collection-security-risks-value-and-types-explored\/\">g\u00f6gn<\/a> Greiningar \u00e1 fingurg\u00f3munum okkar. \u00deessi inns\u00fdn gerir kleift <a href=\"https:\/\/thecodest.co\/is\/blog\/why-us-companies-are-opting-for-polish-developers\/\">okkur<\/a> a\u00f0 s\u00e9rsn\u00ed\u00f0a \u00fej\u00f3nustu okkar og b\u00faa til pers\u00f3nulegri notendaupplifanir, sem lei\u00f0ir til aukinnar \u00fe\u00e1ttt\u00f6ku vi\u00f0skiptavina, \u00e1n\u00e6gju og a\u00f0 lokum vi\u00f0skiptavinaskilunar.<\/p>\n<p><strong>Jakub Jakubowicz: \u00deetta er inns\u00e6islegur punktur. Hva\u00f0a r\u00e1\u00f0 myndir \u00fe\u00fa gefa \u00f6\u00f0rum <a href=\"https:\/\/thecodest.co\/is\/blog\/on-the-radar-top-fintech-companies-in-nevada\/\">Fintech-fyrirt\u00e6ki<\/a> sem eru \u00e1 barmi \u00feess a\u00f0 innlei\u00f0a fars\u00edmat\u00e6kni \u00ed rekstrarstefnu s\u00edna?<\/strong><\/p>\n<p><strong>Alexandros Ioannou:<\/strong> R\u00e1\u00f0 mitt er einfalt: vanmeti\u00f0 aldrei m\u00e1ttinn sem felst \u00ed \u00fev\u00ed a\u00f0 skilja fer\u00f0alag vi\u00f0skiptavinarins. T\u00e6kni \u00e6tti a\u00f0 vera lei\u00f0 til a\u00f0 leysa vandam\u00e1l, ekki markmi\u00f0 \u00ed sj\u00e1lfu s\u00e9r. Noti\u00f0 gagnagreiningu og <a href=\"https:\/\/thecodest.co\/is\/dictionary\/machine-learning\/\">v\u00e9lan\u00e1m<\/a> a\u00f0 a\u00f0laga \u00fej\u00f3nustu ykkar, en hafi\u00f0 \u00ed huga a\u00f0 \u00fei\u00f0 s\u00e9u\u00f0 a\u00f0 leysa vandam\u00e1l raunverulegs f\u00f3lks, svo h\u00f6nnun mi\u00f0u\u00f0 a\u00f0 manneskjunni \u00e6tti a\u00f0 vera \u00ed kjarna n\u00fdsk\u00f6punarstefnu ykkar \u00ed fars\u00edmum.<\/p>\n<p><strong>Jakub Jakubowicz:<br \/>\n\u00dea\u00f0 er skiljanlegt. Me\u00f0 hli\u00f0sj\u00f3n af framt\u00ed\u00f0inni, hva\u00f0a lykil\u00fer\u00f3anir \u00e6ttum vi\u00f0 a\u00f0 b\u00faast vi\u00f0 a\u00f0 muni hafa \u00e1hrif \u00e1 fars\u00edmafintech-i\u00f0na\u00f0inn?<\/strong><\/p>\n<p><strong>Alexandros Ioannou:<\/strong> \u00c9g geri r\u00e1\u00f0 fyrir a\u00f0 sj\u00e1 meiri \u00e1herslu \u00e1 <a href=\"https:\/\/thecodest.co\/is\/dictionary\/blockchain\/\">ke\u00f0jukeilur<\/a> til a\u00f0 auka \u00f6ryggi og gagns\u00e6i, sem og <strong>aukning af <a href=\"https:\/\/thecodest.co\/is\/blog\/the-rise-of-ai-in-the-baltics-discussion-on-estonia-latvia-and-lithuanias-tech-scene\/\">Gervigreind<\/a> og v\u00e9lan\u00e1m<\/strong> til a\u00f0 bj\u00f3\u00f0a upp \u00e1 s\u00e9rsni\u00f0na \u00fej\u00f3nustu. Auk \u00feess er \u00fer\u00f3unin \u00ed \u00e1tt a\u00f0 opnu <a href=\"https:\/\/thecodest.co\/is\/blog\/mobile-banking-features-of-online-banks\/\">bankastarfsemi<\/a> og samstarf byggt \u00e1 API mun l\u00edklega gegna veigamiklu hlutverki \u00ed a\u00f0 m\u00f3ta framt\u00ed\u00f0 fars\u00edma FinTech.<\/p>\n<p><strong>Jakub Jakubowicz: A\u00f0 lokum skulum vi\u00f0 r\u00e6\u00f0a regluger\u00f0ir. Hvernig hafa \u00fe\u00e6r \u00e1hrif \u00e1 hra\u00f0a og stefnu n\u00fdsk\u00f6punar \u00ed fars\u00edma FinTech?<\/strong><\/p>\n<p><strong>Alexandros Ioannou:<\/strong> Regluger\u00f0ir eru tv\u00edeggja\u00f0 sver\u00f0. Annars vegar geta \u00fe\u00e6r h\u00e6gja\u00f0 \u00e1 n\u00fdsk\u00f6pun vegna \u00feess a\u00f0 \u00fearf a\u00f0 uppfylla kr\u00f6fur. Hins vegar setja \u00fe\u00e6r vi\u00f0mi\u00f0 um \u00f6ryggi og traust sem eru nau\u00f0synleg \u00ed fj\u00e1rm\u00e1la\u00fej\u00f3nustu. Fyrirt\u00e6ki \u00feurfa a\u00f0 vera virk \u00ed a\u00f0 fylgjast me\u00f0 regluger\u00f0arbreytingum og n\u00e6gilega sveigjanleg til a\u00f0 a\u00f0laga lausnir s\u00ednar \u00ed samr\u00e6mi vi\u00f0 \u00fe\u00e6r.<\/p>\n<h2>Aukaspor<\/h2>\n<p>\u00deegar vi\u00f0 lj\u00fakum \u00feessari uppl\u00fdsandi umr\u00e6\u00f0u er lj\u00f3st a\u00f0 <strong>FinTech i\u00f0na\u00f0ur<\/strong> Stendur \u00e1 mikilv\u00e6gu t\u00edmam\u00f3ti. Fars\u00edmat\u00e6kni b\u00fd\u00f0ur upp \u00e1 fj\u00f6lm\u00f6rg t\u00e6kif\u00e6ri en skapar einnig \u00e1skoranir sem fyrirt\u00e6ki \u00feurfa a\u00f0 takast \u00e1 vi\u00f0 af vitsmunum. \u00c9g vil \u00feakka Alexandros Ioannou fyrir a\u00f0 deila d\u00fdrm\u00e6tum inns\u00fdn sinni. <\/p>\n<p>Meginni\u00f0ursta\u00f0an er sk\u00fdr: fyrirt\u00e6ki sem geta sameina\u00f0 n\u00fdjustu t\u00e6knilausnir og dj\u00fapa inns\u00fdn \u00ed mannlega heg\u00f0un munu lei\u00f0a veginn \u00ed \u00feessari spennandi fer\u00f0 stafr\u00e6nnar umbreytingar.<\/p>\n<p>\u00deakka \u00fe\u00e9r fyrir a\u00f0 taka \u00fe\u00e1tt \u00ed \u00feessum \u00e1hugaver\u00f0a samr\u00e6\u00f0u. Til a\u00f0 halda \u00e1fram a\u00f0 \u00fdta vi\u00f0 m\u00f6rkum \u00ed FinTech og t\u00e6knifram\u00fer\u00f3un skulum vi\u00f0 tengjast!<\/p>\n<p><a href=\"https:\/\/calendly.com\/kuba_thecodest\/30min?month=2023-09\"><img decoding=\"async\" src=\"\/app\/uploads\/2024\/05\/let-s-discuss-the-obstacles-you-face-as-a-cto-2-.png\" alt=\"snertib\u00fa\u00f0 JJ\" \/><\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u00cd \u00feessari \u00edtarlegu umr\u00e6\u00f0u tekur Jakub Jakubowicz, CTO hj\u00e1 The Codest, \u00fe\u00e1tt \u00ed samtali vi\u00f0 Alexandros Ioannou, reyndan CTO \u00ed FinTech- og fars\u00edmat\u00e6knigeiranum, til a\u00f0 kafa \u00ed fl\u00e6kjur stafr\u00e6nnar umbreytingar \u00e1 svi\u00f0i FinTech. Samr\u00e6\u00f0urnar fjalla um grundvallarhlutverk fars\u00edmat\u00e6kni, \u00e1skoranir vi\u00f0 innlei\u00f0ingu fars\u00edman\u00fdjunga, \u00e1hrif \u00e1 stefnur um vi\u00f0skiptavinavi\u00f0skipti og v\u00e6ntanlegar framt\u00ed\u00f0ar\u00fer\u00f3anir \u00ed greininni.<\/p>","protected":false},"author":2,"featured_media":3318,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-3317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enterprise-scaleups-solutions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Mobile Technology is Reshaping the Industry - The Codest<\/title>\n<meta name=\"description\" content=\"In this in-depth discussion, Jakub Jakubowicz, CTO of The Codest, engages with Alexandros Ioannou, a seasoned CTO in the FinTech and Mobile Tech sector, to delve into the intricacies of digital transformation in the realm of FinTech. 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