{"id":3770,"date":"2021-11-30T01:00:00","date_gmt":"2021-11-30T01:00:00","guid":{"rendered":"http:\/\/the-codest.localhost\/blog\/top-programming-languages-for-fintech-companies\/"},"modified":"2026-03-05T13:04:43","modified_gmt":"2026-03-05T13:04:43","slug":"parimad-programmeerimiskeeled-fintech-ettevotete-jaoks","status":"publish","type":"post","link":"https:\/\/thecodest.co\/et\/blog\/top-programming-languages-for-fintech-companies\/","title":{"rendered":"Millised on parimad programmeerimiskeeled fintech-ettev\u00f5tete jaoks?"},"content":{"rendered":"

Mida \u00fctlevad numbrid?<\/strong><\/h2>\n

Python<\/a> v\u00f5i Java<\/a> on juba mitu aastat olnud \u00fcks enimkasutatavaid keeli, ka siis, kui tegemist on arendavate fintech<\/a> tooted. HackerRank on koostanud edetabeli, mis n\u00e4itab, et need kaks keelt ja C ++ on k\u00f5ige populaarsemad, arvestades seda t\u00f6\u00f6stusharu. Seitsmendal kohal selles nimekirjas on Ruby<\/a>; 2019. aastal h\u00f5ivas see Stack OverFlow'i \u00fcldises nimekirjas k\u00fcmnendat kohta. programmeerimiskeeled<\/a>.<\/p>\n

\"Fintech\"<\/p>\n

allikas: HackerRank<\/em><\/p>\n

Kas Ruby v\u00f5ib olla parem valik kui isegi Python?<\/strong><\/h2>\n

Ma mainin Ruby<\/a><\/strong> p\u00f5hjusega. See on \u00fcks meie p\u00f5hitehnoloogiaid Codest (oleme tarkvaraarendusettev\u00f5te)<\/a><\/strong>, mist\u00f5ttu me teame selle keele tugevusi v\u00e4ga h\u00e4sti; fintech-projektide puhul t\u00f6\u00f6tab see programmeerimiskeel suurep\u00e4raselt. Kuigi Python peetakse k\u00f5ige kiiremini areneva keelena rahandus<\/a> \u00fcldiselt v\u00f5ib Ruby olla v\u00e4\u00e4rtuslik alternatiiv. Miks? V\u00f5rdleme m\u00f5lema programmeerimiskeele k\u00f5ige olulisemaid omadusi seoses arendamisega Fintech-tooted<\/a>.<\/p>\n

Ruby<\/strong><\/h3>\n

Eelised:<\/strong><\/h4>\n
    \n
  1. \n

    V\u00f5imas raamistik.<\/strong> R\u00f6\u00f6pad<\/a> on k\u00f5ige populaarsem Ruby raamistik. Selle suurim eelis on kirjutamise lihtsus. kood<\/a>. Samuti v\u00e4\u00e4rib m\u00e4rkimist, et sellel on suur hulk laiendusi ja mooduleid, mis lihtsustavad oluliselt programmeerija t\u00f6\u00f6d.<\/p>\n<\/li>\n

  2. \n

    S\u00e4\u00e4stetud aeg ja kiire areng.<\/strong> Kasutades uusimaid programmeerimisvahendeid, nii Ruby kui ka Ruby on Rails<\/a> suurendada rakendatud projektide ajalist t\u00f5husust. Samal ajal kui luuakse veeb<\/a> rakendust, on selle esimesed funktsioonid v\u00f5imalik saavutada palju kiiremini ja v\u00e4iksema vaevaga kui teiste programmeerimiskeeltega v\u00f5rreldes.<\/p>\n<\/li>\n

  3. \n

    Paindlikkus.<\/strong> Ruby ei piira programmeerijat, vaid annab v\u00f5imaluse koodi igal ajal muuta v\u00f5i kustutada. Kui klient palub muuta mingit funktsionaalsust, saab selle \u00fclesande suhteliselt l\u00fchikese ajaga t\u00e4ita.<\/p>\n<\/li>\n

  4. \n

    Ohutus.<\/strong> Sellel teguril on otsustav roll fintech-toodete loomisel. Mis puutub Ruby on Rails raamistikku, siis Ruby pakub mehhanisme, mis suurendavad rakenduse turvalisust - sisseehitatud kaitset XSS, CSRF ja SQL Injection r\u00fcnnakute vastu, mida peetakse \u00fcheks k\u00f5ige kurikuulsamaks r\u00fcnnakuks veebirakendustele.<\/p>\n<\/li>\n<\/ol>\n

    5. L\u00fchike tee MVP<\/a>.<\/strong> Rails raamistik v\u00f5imaldab v\u00e4ga kiiresti luua p\u00f5hilise toode<\/a> mis sisaldab k\u00f5ige olulisemaid funktsioone, mida klient saab kontrollida.<\/p>\n

    Python<\/strong><\/h3>\n

    Eelised<\/strong>:<\/h4>\n
      \n
    1. \n

      Skaleeritavus<\/a><\/strong>. Python, nagu ka Ruby, peetakse programmeerimiskeeleks, millega saab v\u00e4ga l\u00fchikese ajaga luua toimiva rakenduse.<\/p>\n<\/li>\n

    2. \n

      Kiirus ja t\u00f5husus.<\/strong> T\u00f6\u00f6tamine koos Big Andmed<\/a> Python-s on suhteliselt kiire ja t\u00f5hus. Tegemist on v\u00e4ga arenenud programmeerimiskeelega, mis tagab andmete ettevalmistamise k\u00f5rgeimad standardid, nii et teie toode peaks t\u00f6\u00f6tama t\u00f5husalt ja kiiresti.<\/p>\n<\/li>\n

    3. \n

      Lihtne koodihooldus.<\/strong> Python kood on loetav, mist\u00f5ttu on see ka v\u00e4he hooldatav - tulevikus ei pea te tegema palju muudatusi.<\/p>\n<\/li>\n

    4. \n

      Rikkalik raamatukogu.<\/strong> Python sisaldab rikkalikku hulka sisseehitatud ja kaasaskantavaid v\u00f5imalusi. Selline raamatukogu v\u00f5imaldab teil k\u00e4sitleda paljusid programmeerimis\u00fclesandeid rakenduse tasandil, alates mustri sobitamisest kuni v\u00f5rguskriptideni (skripti all m\u00f5istame programmi, mis ei vaja teksti teisendamist k\u00e4ivitatavaks).<\/p>\n<\/li>\n

    5. \n

      Side teiste rakenduse osadega.<\/strong> Python suhtleb t\u00f5husalt teiste rakenduse osadega t\u00e4nu arvukatele integratsioonimehhanismidele.<\/p>\n<\/li>\n<\/ol>\n

      <\/article-inline-code-review><\/p>\n

      ...kuid miks Ruby fintech-toodete jaoks?<\/strong><\/h2>\n

      Lisaks paljudele eelistele, mida ma juba mainisin, tahaksin k\u00e4sitleda ka k\u00f5ige levinumat s\u00fc\u00fcdistust Ruby vastu. M\u00f5ned \u00fctlevad, et keele puuduseks on dokumentatsioon. Minu arvates on Ruby aga nii \"ekspressiivne\", et \"vana\" koodi lugemiseks ei ole dokumentatsiooni vaja. Lisaks sellele ei ole \"vana\", dokumenteerimata koodi sisestatud projekt<\/a>; a arendaja<\/a> peaks kirjutama uue v\u00f5i varem t\u00f6\u00f6tava koodi ja seej\u00e4rel otse rakendama parandusi.<\/p>\n

      Usun kindlalt, et Ruby on hea valik fintech-toodete arendamiseks. Ja me v\u00f5ime leida palju kinnitusi kiiresti kasvava fintech-ettev\u00f5tted<\/a> mis p\u00f5hineb oma tehnoloogia Ruby'l. Siin on n\u00e4ide valimisnimekirjast:<\/p>\n

      Ruby'l p\u00f5hinevad Fintech-ettev\u00f5tted:<\/strong><\/h3>\n

      CoverWallet<\/strong><\/h4>\n

      Peakorter: New York<\/p>\n

      Ettev\u00f5tte kohta: CoverWallet \u00fchendab endas s\u00fcgava anal\u00fc\u00fctika, l\u00e4bim\u00f5eldud disaini ja tipptasemel tehnoloogia, et aidata v\u00e4ikeettev\u00f5tteid k\u00f5igis nende kindlustus<\/a> vajadused. CoverWallet pakub sujuvat kasutajakogemust, pakkudes samas oma klientidele kokkuhoidu, kohandatud kindlustuskatte ja parimat teenindust.<\/p>\n

      EveryPay<\/strong><\/h4>\n

      Peakorter: Tallinn<\/p>\n

      Ettev\u00f5tte kohta: EveryPay pakub t\u00e4ielikult pilvep\u00f5hist maksev\u00e4rava platvormi pangad<\/a> ja omandajad. See annab neile juurdep\u00e4\u00e4su kaasaegsetele ja pidevalt t\u00e4iustuvatele digitaalsetele makselahendustele koos k\u00f5igi asjakohaste vahenditega, et hallata vastuv\u00f5tva poole E-kaubandus<\/a>.<\/p>\n

      QuickPay PSP<\/strong><\/h4>\n

      Peakorter: Aarhus<\/p>\n

      Ettev\u00f5tte kohta: QuickPay on turvaline ja d\u00fcnaamiline makseteenuse pakkuja, mis h\u00f5lbustab enam kui 10 000 kaupmehe tegevust enamikus Euroopas. See v\u00f5imaldab neil aktsepteerida laia valikut krediitkaarte ja muid makseviise.<\/p>\n

      InBank<\/strong> Nagu<\/strong><\/h4>\n

      Peakorter: Tallinn<\/p>\n

      Ettev\u00f5tte kohta: Inbank on tarbija finantseerimisele keskendunud digitaalne pank<\/a> ELi krediidiasutuse tegevusluba, mis tegutseb seitsmes riigis. Praegu on neil ligikaudu 400 000 kliendilepingut, pakkudes tarbijate finantseerimis- ja hoiustamistooteid.<\/p>\n

      CrowdDesk<\/strong><\/h4>\n

      Peakorter: Frankfurt<\/p>\n

      Ettev\u00f5tte kohta: CrowdDesk pakub ettev\u00f5tetele t\u00e4ielikult digitaliseeritud rahastamist kui teenust, mis v\u00f5imaldab kapitali veebip\u00f5hist kaasamist. Neid saab kohandada vastavalt klientide individuaalsetele vajadustele.<\/p>\n

      krediidiriiul<\/strong><\/h4>\n

      Peakorter: Frankfurt<\/p>\n

      Ettev\u00f5tte kohta: Creditshelf on aastaid pakkunud finantseerimisteenuseid v\u00e4ikestele ja keskmise suurusega ettev\u00f5tetele - lihtne, kiire ja uuenduslik. Krediidianal\u00fc\u00fcsid on klientide jaoks kiired ja lihtsad t\u00e4nu creditshelfi poolt v\u00e4lja t\u00f6\u00f6tatud tehnoloogiale.<\/p>\n

      PAAR Finance<\/strong><\/h4>\n

      Peakorter: Berliin<\/p>\n

      Ettev\u00f5tte kohta: PAIR Finance on juhtiv tehisintellektip\u00f5hine fintech v\u00f5la sissen\u00f5udmiseks ja n\u00f5uete haldamiseks. Ettev\u00f5te pakub \u00e4riklientidele uuenduslikku tehnoloogiat, kaasaegseid k\u00e4itumisanal\u00fc\u00fcse ja andmeteadust, et tagastada maksmata arvete t\u00f5ttu kaotatud m\u00fc\u00fcgitulu - digitaalselt, t\u00f5husalt ja kliendikeskselt.<\/p>\n

      COMPEON<\/strong><\/h4>\n

      Peakorter: D\u00fcsseldorf<\/p>\n

      Ettev\u00f5tte kohta: COMPEON on ainus s\u00f5ltumatu t\u00e4isteenuste pakkuja VKEde rahastamiseks. Saksamaa<\/a>. Ettev\u00f5tted ja nende konsultandid, vabakutselised ja f\u00fc\u00fcsilisest isikust ettev\u00f5tjad saavad sellel platvormil kiiresti leida oma projekti jaoks parima rahastamislahenduse.<\/p>\n

      Whitebox<\/strong><\/h4>\n

      Peakorter: Freiburg<\/p>\n

      Ettev\u00f5tte kohta: Whitebox on \u00fcks juhtivaid pangast s\u00f5ltumatuid digitaalseid varahaldureid Saksamaal. Ettev\u00f5te pakub aktiivset portfellihaldust, mis p\u00f5hineb v\u00e4\u00e4rtusp\u00f5hisel l\u00e4henemisel. Whitebox investeerib peamiselt alahinnatud varaklassidesse, mida kaardistatakse odavate b\u00f6rsil kaubeldavate indeksfondidega (ETF).<\/p>\n

      Kuidas on lood Java'ga?<\/h2>\n

      Java on teadaolevalt v\u00e4ga paindlik keel, mida kasutatakse erinevat t\u00fc\u00fcpi projektides, nagu n\u00e4iteks fintech<\/strong>. See toimib suurep\u00e4raselt ka blockchain<\/a>, pilv<\/a> arvutamine, Asjade interneti\u00fchendus<\/a>, AI<\/a>, ML ja nii edasi. Java potentsiaali alles avastatakse, kuid sellel programmeerimiskeelel on kindlasti palju pakkuda.<\/p>\n

      Eelised:<\/h3>\n
        \n
      1. \n

        Taskukohane<\/b>. Java-programmid on arenduse ja hoolduse osas odavamad, kuna nad t\u00f6\u00f6tavad spetsiifilisel riistvarainfrastruktuuril. <\/p>\n<\/li>\n

      2. \n

        Platvormi s\u00f5ltumatus<\/b>. Java on teatud t\u00fc\u00fcpi WORA keel (write once, run anywhere). See t\u00e4hendab, et programmeerija v\u00f5ib arendada koodi \u00fches s\u00fcsteemis ja olla kindel, et see t\u00f6\u00f6tab ka teistes Java-v\u00f5imelistes s\u00fcsteemides. <\/p>\n<\/li>\n

      3. \n

        Stabiilsus<\/b>. Java on \u00fcks k\u00f5ige stabiilsemaid keeli. Veelgi enam, uusimate uuenduste eesm\u00e4rk on muuta see veelgi stabiilsemaks.<\/p>\n<\/li>\n

      4. \n

        Multithreading<\/b>. Tegemist on multithreaded keelega, mis t\u00e4hendab, et korraga v\u00f5ib t\u00f6\u00f6tada rohkem kui \u00fcks niit - see suurendab rakenduse j\u00f5udlust. <\/p>\n<\/li>\n

      5. \n

        Lihtsus<\/b>. Java peetakse v\u00e4hem keeruliseks programmeerimiskeeleks nagu C++ ja C. <\/p>\n<\/li>\n<\/ol>\n

        Kokkuv\u00f5te<\/strong><\/h2>\n

        Kui teil on kunagi vaja otsustada, milline tehnoloogia ja programmeerimiskeel on teie fintech-toodete arendamiseks sobiv, pidage silmas eespool esitatud jaotust ja pidage meeles, et Python ei ole ainus v\u00f5imalus. Nagu te v\u00f5isite m\u00e4rgata, on ka Ruby suurep\u00e4rane valik kogu Fintech-t\u00f6\u00f6stus<\/a>, nagu t\u00f5estavad selle paljud eelised ja reaalsed n\u00e4ited h\u00e4sti toimivate ettev\u00f5tete kohta, kes seda keelt kasutavad.<\/p>\n

        Kui teil on mingeid k\u00fcsimusi seoses teie fintech-tootega, v\u00f5tke minuga \u00fchendust ja leppige kokku kiire k\u00f5ne, et arutada teie kahtlusi.<\/p>","protected":false},"excerpt":{"rendered":"

        Fintech-toodete loomisel seisavad ettev\u00f5tted sageli silmitsi dilemmaga, mis puudutab \u00f5ige programmeerimiskeele valimist. Ruby, Python, Java v\u00f5i C - neil k\u00f5igil on oma tugevad ja n\u00f5rgad k\u00fcljed, nii et valik v\u00f5ib olla \u00fcsna raske. Minu meelest peaksite otsustama tehnoloogia \u00fcle s\u00f5ltuvalt teie fintech-toote valdkonnast, et valida k\u00f5ige paremini sobiv keel.<\/p>","protected":false},"author":2,"featured_media":3771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[4,15,8],"tags":[32],"class_list":["post-3770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-enterprise-scaleups-solutions","category-fintech","category-software-development","tag-fintech"],"acf":[],"yoast_head":"\nWhat Are the Best Programming Languages for Fintech Companies? - The Codest<\/title>\n<meta name=\"description\" content=\"A guide to fintech development technologies, compare Ruby, Python, and Java and learn which language works best for fintech platforms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/thecodest.co\/et\/blogi\/parimad-programmeerimiskeeled-fintech-ettevotete-jaoks\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Are the Best Programming Languages for Fintech Companies?\" \/>\n<meta property=\"og:description\" content=\"A guide to fintech development technologies, compare Ruby, Python, and Java and learn which language works best for fintech platforms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/thecodest.co\/et\/blogi\/parimad-programmeerimiskeeled-fintech-ettevotete-jaoks\/\" \/>\n<meta property=\"og:site_name\" content=\"The Codest\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-30T01:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-05T13:04:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/thecodest.co\/app\/uploads\/2024\/05\/top_programming_languages_for_fintech_companies.png\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"540\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"thecodest\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"thecodest\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/\"},\"author\":{\"name\":\"thecodest\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/#\\\/schema\\\/person\\\/7e3fe41dfa4f4e41a7baad4c6e0d4f76\"},\"headline\":\"What Are the Best Programming Languages for Fintech Companies?\",\"datePublished\":\"2021-11-30T01:00:00+00:00\",\"dateModified\":\"2026-03-05T13:04:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/\"},\"wordCount\":1306,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/thecodest.co\\\/app\\\/uploads\\\/2024\\\/05\\\/top_programming_languages_for_fintech_companies.png\",\"keywords\":[\"Fintech\"],\"articleSection\":[\"Enterprise & Scaleups Solutions\",\"Fintech\",\"Software Development\"],\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/\",\"url\":\"https:\\\/\\\/thecodest.co\\\/blog\\\/top-programming-languages-for-fintech-companies\\\/\",\"name\":\"What Are the Best Programming Languages for Fintech Companies? 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